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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Good idea well executed!

5
It’s a simple idea but they execute it very well! Reviewed on: 18th February 2024

Great interest rate and easy access anytime of day!

5
Great interest rate and easy access anytime of day! Reviewed on: 18th February 2024

Everything looks fine so far,

4
Everything looks fine so far,I am happy Reviewed on: 18th February 2024

Clever little savings app.

5
Clever little savings app. No need to chase rates as they do it for you Reviewed on: 18th February 2024

Fantastic

5
Fantastic company. Never saved a penny before I started using Chip but it’s so easy to use I’ve now saved more than i could ever have imagined and haven’t even felt like I have less to spend. And the saving rates are brilliant too. Can’t recommend them enough. Told all my friends and they now love it too! Reviewed on: 18th February 2024

Excellent

5
Excellent account services with a great interest rate. Reviewed on: 18th February 2024

Easy to use good savings rates.

5
Easy to use good savings rates. Cannot fault this app. Reviewed on: 18th February 2024

Great app!

5
Really user friendly app, great products and good rates of return! Reviewed on: 18th February 2024

Brilliant savings account that you can instantly wit...

5
Brilliant savings account that you can instantly withdraw from, highly recommended Reviewed on: 18th February 2024

One of my better investment decisions!

5
I’ve been a customer of CHIP for nearly 3 years. Very accessible and easy to use. Have recommended it to family and friends for ease, value and innovation. Reviewed on: 18th February 2024