Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18461)

Great interest rates, easy to use

5
Great interest rates, easy to use Reviewed on: 18th February 2024

simple to use,, good interest would suugest to usr it

5
simple to use,, good interest would suugest to usr it Reviewed on: 18th February 2024

Good, easy to use app and great interest

5
Good, easy to use app and great interest Reviewed on: 18th February 2024

Great rates.

5
Great rates. Easy to open an account and access it via the app. Have recommended to a number of people; my husband has now opened an account. Reviewed on: 18th February 2024

Chip is the future over the high-street banks

5
Excellent way of saving money, always fighting for better rates, far quicker and more proactive than any highstreet bank Reviewed on: 18th February 2024

Best savings rate with instant access and no penalti...

5
Best savings rate with instant access and no penalties for withdrawing Reviewed on: 18th February 2024

Better then high street banks.

5
A very easy to use banking app that pays top interest rates compared to high street banks. Reviewed on: 18th February 2024

Great app and good savings rate.

5
Great app and good savings rate. Always answer queries as quick as they can. Excellent service Reviewed on: 18th February 2024

Great idea and support to help you make the most of...

5
Great idea and support to help you make the most of your money. It's down to earth and simple language allows you to learn how to invest and save in a way that works for you. It makes it personal and clear. Reviewed on: 18th February 2024

Good idea well executed!

5
It’s a simple idea but they execute it very well! Reviewed on: 18th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products