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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Simple and perfect

5
A simple to use app with clear explanations. Various choices of savings with above average rates. Particularly like the prize draw pot, fingers crossed. Reviewed on: 18th February 2024

Easy to use, instant withdrawals, clean and simple a...

5
Easy to use, instant withdrawals, clean and simple app design and good interest rates for savings accounts Reviewed on: 18th February 2024

Best way to save for me.

5
Best way to save for me. Chip helped me to save for my wedding day and now in progress to save funds for my own home. Couldn’t of done it without Chip Reviewed on: 18th February 2024

I was recommended chip by a friend.

5
I was recommended chip by a friend. She said it was the best way to start saving. I opened an account and so far i have saved more than i expected, its very straight forward and easy to use. The interest is a bonus too! Reviewed on: 18th February 2024

Really simple to use and works perfectly for me!

5
Really simple to use and works perfectly for me! I can save without really trying. I love it. Reviewed on: 18th February 2024

Great saving goals

5
Chip massively helped me start my savings journey. I have never been very good at saving but since Chip I have created different saving goals and successfully completed saving goals. Reviewed on: 18th February 2024

Easy to use app.

5
Easy to use app. Good interest rates Reviewed on: 18th February 2024

Chip is essential for savers!

5
Chip has been a great way to save extra money aswell as having very competitive rates on their savings account. I use chip for all my savings now. Reviewed on: 18th February 2024

Great app

5
Great experience and easy to use Reviewed on: 18th February 2024

I love using chip

5
I find using the app really easy to use and I like I can take my money out whenever I need to and its instant. Reviewed on: 18th February 2024

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