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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18461)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great service

5
Great service overall best interest rate Reviewed on: 17th February 2024

Chip is just the bank I need; simple and no frills!

5
Chip is just the bank I need; simple and no frills! Reviewed on: 17th February 2024

So easy and simple to put money in and take it out .

5
So easy and simple to put money in and take it out . The app is very straight forward . Reviewed on: 17th February 2024

Chip is great, with a fantastic rate and easy withdr...

5
Chip is great, with a fantastic rate and easy withdrawals. I like the UX and the easy way to keep track of the saving and interest in my account. Having account integration with starling is also a large bonus. Reviewed on: 17th February 2024

Savings account

5
Have only deposited and withdrawn money so far and that's been very straightforward Reviewed on: 17th February 2024

Excellent

5
Great interest rate and easy access to my savings. Reviewed on: 17th February 2024

Best flexible savings

5
Easy to use and add remove money compared to other bank a Reviewed on: 17th February 2024

Most I’ve ever saved without even noticing

5
Most I’ve ever saved without even noticing Reviewed on: 17th February 2024

Have always had a good experience with Chip, very ea...

5
Have always had a good experience with Chip, very easy to use. Reviewed on: 17th February 2024

Save whilst I sleep

5
Have used CHIP for over 5 years and since then it has helped me save up for both a house, a wedding and has given me financial security through its auto-saving function. With the ability to now invest and open an ISA, the possibilities for the future are now expanding Reviewed on: 17th February 2024