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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip is the best instant savings app

I found out about chip while reading online. They certainly did what they promised and passed on higher interest rates as soon as they became available. Their app is also very good and easy to use. The transfers between my bank and Chip are instant, therefore I leave a very low balance in my current account while my money is making interest with Chip! Reviewed on: 17th February 2024

Chip has been amazing

Chip has been amazing for me, it has excellent interest rates for an easy access bank and great customer service , would recommend. Reviewed on: 17th February 2024

Easy to use and very flexible to move your money qui...

Easy to use and very flexible to move your money quickly. Reviewed on: 17th February 2024

Simple and effective.

Simple and effective. Does exactly what I need it to. Reviewed on: 17th February 2024

Good product

No dramas, easy to use, well explained options, does what it says on the tin. A+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ Reviewed on: 17th February 2024

Good Rates

Easy to use and really good rate handy to receive your interest each month. Reviewed on: 17th February 2024

More savings, less effort

It’s definitely helped me be a better saver and with very little effort from me! Reviewed on: 17th February 2024

Been with them for year and I’ve never had an issues...

Been with them for year and I’ve never has an issues with the app as it runs smoothly. I’ve only ever had to contact customer support once and the experience was great. They were able to answer my query very quickly and I got exactly what I needed. Reviewed on: 17th February 2024

would recommend

the app is very easy to use, the tips within he app and through email are helpful and considering i have an easy access account, i think the interest rate is very good! Reviewed on: 17th February 2024

Always the market-leading interest rate, adjusted re...

Always the market-leading interest rate, adjusted regularly to keep it that way. Always adding new services and products. Great customer service if you do need them. Reviewed on: 17th February 2024

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