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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

It is easy to use and offers a good savings rate

It is easy to use and offers a good savings rate combined with innovative features Reviewed on: 17th February 2024

Excellent rates for savings & easy to use

Excellent rates for savings, ease of use of app. Easy to withdraw & add in money. I like the option to automate savings if I want to Reviewed on: 17th February 2024

Simple easy with great rates.

Simple easy with great rates. Good app which is easy to use and simple to navigate Reviewed on: 17th February 2024

The most simple way to save

Chip is a great way to save and it’s simple to use. Reviewed on: 17th February 2024

Good app and reasonable terms and conditions.

Good app and reasonable terms and conditions. Happy to recommend. Reviewed on: 17th February 2024

Highly recommended

Highly recommend… user friendly app… super easy to understand and use … five plus stars!! Reviewed on: 17th February 2024

Best decision I ever made!

I heard about Chip through the Martin Lewis website and decided to give it a go! So easy to transfer money in and out, great interest rates, monthly emails, amazing service! I wish all banks were so organised! Reviewed on: 17th February 2024

I’ve been with Chip since they launched.

I’ve been with Chip since they launched. Reliable service and always give good rates on financial products. Reviewed on: 17th February 2024

I find it handy to save.

I find it handy that every few days an amount is saved from my main current account to my chip account without me having to do anything. Should I need to transfer money back into my main account it is done instantly. Reviewed on: 17th February 2024

Great app

I find that the app work well and is simple to use. I like that the money get transferred instantly. The Ilinterest rate given by chip is rather good. Looking forward to use the chip ISA as soon I get next year's allowance. Reviewed on: 17th February 2024

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