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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app and company

Easy of use and no technical errors. Amazing service. Reviewed on: 17th February 2024

An aggressive saving app

Like the automatic saving algorithm which will aggressively save around £400 a month. Also good interest rate available. Reviewed on: 17th February 2024

I find the site incredibly easy to use.

I find the site incredibly easy to use. Money is transferred between accounts instantly. Interest rates are good. Reviewed on: 17th February 2024

Easy saving!

Easy to use, always kept informed of new products etc, simple to withdraw. I love saving without realising it as links to my bank Reviewed on: 17th February 2024

Effortless saving, great rates

Using Chip has been effortless, and the interest rate is very competitive for an instant access account. I almost never withdraw, these days, to get the most benefit. Reviewed on: 17th February 2024

Really Helped Save

Having a Chip account really made a difference to me saving. A little bit here and there, it began to build savings for me as before I'd really struggled to save. Reviewed on: 17th February 2024

The best savings account.

Simple app to use, always a high interested rate compared to others. Brilliant customer service. Reviewed on: 17th February 2024

No more excuses - just saving

I have gone from never being able to save (or making excuses) to having a ever growing safety net without realising. It has been brilliant for me Reviewed on: 17th February 2024

Easy to use and setup, closely follows BEBR for grea...

Easy to use and setup, closely follows BEBR for great cash instant access savings Reviewed on: 17th February 2024

Really good savings app - offers the highest flexibl...

Really good savings app - offers the highest flexible saving rate I’ve seen. Only thing to improve is the range of banks you can withdraw into/deposit from. Reviewed on: 17th February 2024

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