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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

I find the site incredibly easy to use.

5
I find the site incredibly easy to use. Money is transferred between accounts instantly. Interest rates are good. Reviewed on: 17th February 2024

Easy saving!

5
Easy to use, always kept informed of new products etc, simple to withdraw. I love saving without realising it as links to my bank Reviewed on: 17th February 2024

Effortless saving, great rates

5
Using Chip has been effortless, and the interest rate is very competitive for an instant access account. I almost never withdraw, these days, to get the most benefit. Reviewed on: 17th February 2024

Really Helped Save

5
Having a Chip account really made a difference to me saving. A little bit here and there, it began to build savings for me as before I'd really struggled to save. Reviewed on: 17th February 2024

The best savings account.

5
Simple app to use, always a high interested rate compared to others. Brilliant customer service. Reviewed on: 17th February 2024

No more excuses - just saving

5
I have gone from never being able to save (or making excuses) to having a ever growing safety net without realising. It has been brilliant for me Reviewed on: 17th February 2024

Easy to use and setup, closely follows BEBR for grea...

5
Easy to use and setup, closely follows BEBR for great cash instant access savings Reviewed on: 17th February 2024

Really good savings app - offers the highest flexibl...

4
Really good savings app - offers the highest flexible saving rate I’ve seen. Only thing to improve is the range of banks you can withdraw into/deposit from. Reviewed on: 17th February 2024

So easy to use, great savings rates and easy way to...

5
So easy to use, great savings rates and easy way to invest Reviewed on: 17th February 2024

Very easy to open and access account and customer se...

5
Very easy to open and access account and customer service are very prompt at responding to any questions or queries. Interest rate is also great for easy access account and incentives fir interest boosts also good. Reviewed on: 17th February 2024

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