Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

It does as it says on the tin can’t vault chip in an...

5
It does as it says on the tin can’t vault chip in any way and now it starting a isa love it Reviewed on: 17th February 2024

Just really helps me save with ease!

5
Just really helps me save with ease! Reviewed on: 17th February 2024

Excellent

5
Reliable and efficient. No further comment to add Reviewed on: 17th February 2024

Easy to use, quick and good value.

5
Easy to use, quick and good value. Reviewed on: 17th February 2024

Market leading products

5
Market leading products, so easy to open and manage through Chip's simple and effective app. Reviewed on: 17th February 2024

all round good account

4
no issues, payments are little long winded but that’s not a big problem. rate was competitive but no increase means the account can be bettered elsewhere Reviewed on: 17th February 2024

It’s the easiest way to save money with out thinking...

5
It’s the easiest way to save money with out thinking about it, the auto payment are great Reviewed on: 17th February 2024

Excellent product for financial stability

5
Excellent work excellent service Reviewed on: 17th February 2024

Saved so much money on interest and love the monthly...

5
Saved so much money on interest and love the monthly draw Reviewed on: 17th February 2024

Best savings app, it's truly revolutionary!

5
I discovered chip years ago in the Money section of the Metro on my way to work. Since then I tell everyone about this app and how much it has saved me, and how much interest on my money I get! I honestly do not know why anyone wouldn't want to make and save money by doing very little. I have successfully gotten a few family members in the app, and they also really love it. Honestly, one of the best financial decisions I've ever made and it's not even a hard decision to make! Reviewed on: 17th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products