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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Excellent all around

5
Interest rate is very competitive. New account set up & your app in general is excellent. Reviewed on: 16th February 2024

Great interest rates, easier to use app.

5
Great interest rates, easier to use app. Reviewed on: 16th February 2024

Simple and Great Value

5
Very easy to set up account, simple to use app and great interest rate Reviewed on: 16th February 2024

Great customer service

5
Never an issue contacting customer service and interest rate competitive so all good Reviewed on: 16th February 2024

Why can't everything be like this - IT JUST WORKS!

5
Why can't everything be like this - IT JUST WORKS! Reviewed on: 16th February 2024

Chip. Fantastic bank, incredible app!

5
If only all savings and investment banks were like Chip! Brilliant products, an extremely intuitive and easy to use app. Also, great customer service which is unicorn rare in the banking sector. I cannot recommend Chip highly enough and have already done so to many friends and family members. Reviewed on: 16th February 2024

Clear and Easy

5
It was easy to use, clear how to's and once set up I haven't had to do anything Reviewed on: 16th February 2024

Achievable and manageable

5
Have recommended Chip to family and friends multiple times and use it regularly when saving for holidays. I’m using my chip account to save for my wedding dress and saving little and often makes this so much more achievable and manageable. Reviewed on: 16th February 2024

Good saving account

4
Good ! Like the way you guys have brought in a cash isa as well , only thing is trading 212 is 5% but overall great app. Reviewed on: 16th February 2024

Trouble free service.

5
Trouble free service. Accessible. Reviewed on: 16th February 2024

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