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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18463)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Getting a grip on your finances can be daunting.

Getting a grip on your finances can be daunting. Chip’s user interface is so easy to use it’s a real godsend for first time savers/investors. Reviewed on: 15th February 2024

Love chip it's amazing.

Love chip it's amazing. Thank you Reviewed on: 15th February 2024

Great product, excellent interest rate

Great product, excellent interest rate Reviewed on: 15th February 2024

App is user-friendly.

App is user-friendly. The promptness of transactions is SO reassuring. Communication is swift, clear and helpful. Interest rates are good. Reviewed on: 15th February 2024

Love the app.

Love the app. Really like the way it shows interest pending on a daily basis. Easy to navigate. Reviewed on: 15th February 2024

Great app and great service.

Great app and great service. Learning a lot too about savings and investments and becoming better with managing my income and saving more. Thank you Chip team Reviewed on: 15th February 2024

Easy to navigate and clear to access information on...

Easy to navigate and clear to access information on saving and interest earned. Reviewed on: 15th February 2024

Easy setup, great app, top interest rates!

Really easy to set up an account, the savings rates are top notch and the varying levels of 'membership' make it attractive to a wide audience. Reviewed on: 15th February 2024

If it wasn't for CHIP I wouldn't have savings to the...

If it wasn't for CHIP I wouldn't have savings to the amount that I have, Like most people, it is hard to save in todays climate. but with such a small amount being taken now and then, you do not miss it. Reviewed on: 15th February 2024

Very easy to use instant savings.

Very easy to use instant savings. Only thing I would add is that I could not understand the effective interest rate on the prize draw account. Reviewed on: 15th February 2024

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