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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18463)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Very happy with my chip account

I have held an account from early on. It provides excellent interest rates and the money transfers have been almost instant. Customer service is also v responsive Reviewed on: 15th February 2024

Whenever I need any information it is quick and easy...

Whenever I need any information it is quick and easy and readily available. Reviewed on: 15th February 2024

Always good service & app works like a dream

Always good service. The app works like a dream, easy to transfer funds in and out, with clear communication via the app itself and email. Chip offers great products and great rates, all easy to use. Reviewed on: 15th February 2024

Good interest rate

Good interest rate which is adjusted much more quickly than other banks after increase to BoE base rate. Reviewed on: 15th February 2024

Easy to setup.

Easy to setup. I do not have to do anything but sit back and watch my money grow. It lets you know how much it will take from your bank account and add it to your chip savings account. It also shows you monthly what interest you have earned it is an account I can add to whenever I want to. Reviewed on: 15th February 2024

Highly recommended!

I have recommended this bank to a number of my friends and family they are forward thinking and enable me to wisely manage my money while having instant access. They have now opened an easy access ISA which I will be taking advantage of when my new ISA allowance comes in this is all on my phone with other investment opportunities as I need them in one place Reviewed on: 15th February 2024

Pain-free saving

It's pain-free saving, so easy to do. The interest rates are pretty good too Reviewed on: 15th February 2024

Impressed

I am that impressed with chip I have introduced my wife to them and she has transferred her accounts also Reviewed on: 15th February 2024

Everything made simple.

Everything made simple. So simple to use. Great customer service to with it Reviewed on: 15th February 2024

Simple easy excellent Savings Bank App.

Simple easy to use savings bank with an excellent App. Competitive rates and great account reporting Reviewed on: 15th February 2024

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