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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18463)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great interest rates and unlimited withdrawals

5
Great interest rates and unlimited withdrawals Reviewed on: 14th February 2024

great app, great business.

5
App user since inception, has got better and better as a product. Very easy to use and save, with new and diversified wealth propositions. Reviewed on: 14th February 2024

No issues

5
I’ve been using this product for about 2 years. I trust them with my money and I am tempted by the prize on the non interest earning account! Not saving for anything particular Reviewed on: 14th February 2024

Great products at great interest rates

5
Great products at great interest rates Reviewed on: 14th February 2024

Chip Excellent in every way

5
The app is easy to use and I use Chip for all of my saving needs. Transfers to and from Chip are almost immediate unlike other providers. Their new cash ISA is really competitive and again easy to set up and use. I have been nothing but impressed with Chip for the last 2 years. Thanks very much Chip team Reviewed on: 14th February 2024

Best saving tips

5
Chip is my ‘go to’ place for saving any money I have to invest. It is so easy to use and it is easy to track all transactions. Reviewed on: 14th February 2024

Clear viewing easy access account

5
Easy to transfer in and out. Excellent rate of interest and enjoy see interest made and daily interest Reviewed on: 14th February 2024

Auto save is a game changer

5
Brilliant app. Auto save makes saving completely automatic and hassle free. Remembering and getting around to moving money from current account with no interest to a fantastic near top of the market interest rate is a thing of the past! Reviewed on: 14th February 2024

Been using chip for years - the money just flows in...

5
Been using chip for years - the money just flows in and it’s effortless. At this point, even though they charge a monthly fee, the interest is way higher so I gain more money than I spend on the service. I haven’t tried investing yet, but everything I’ve done so far has been seamless and well managed. Reviewed on: 14th February 2024

Easy-peasy

5
It was extremely easy to open an account with Chip and it has been just as easy to look after my savings ever since. Reviewed on: 14th February 2024

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