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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Quick and Easy!

Very easy access. very quick transfers. Reviewed on: 14th February 2024

Simple straightforward banking.

Simple straightforward banking. Love that I'm 'unknowingly' saving without doing anything. Reviewed on: 14th February 2024

Excellent deposit rates

Excellent deposit rates. App easy to use Reviewed on: 14th February 2024

Very versatile and Instant Savings accessible Bank App

Readily available App which makes it so easy to sign up and be able to link your existing bank account to Chip and from Chip to your exiting account. This means bank transfers are literally instantaneous in both directions. Interest is paid monthly into your Chip account and the interest rate on the Instant access account is very good and currently 4.84%. They also have other types of account including an instant ISA account and a ChipPrize Savings account. The security seems well secured. Reviewed on: 14th February 2024

Excellent

Provided some of the best savings rates and really easy to use. Reviewed on: 14th February 2024

Best easy access rates and and easy mobile app

Best easy access rates and an an easy mobile app to use. Reviewed on: 14th February 2024

Chip app review

Great app... great for banking and investments.. easy to understand instructions. Grest intrest rates and easy to use Reviewed on: 14th February 2024

Chip, easy to use, great rewards

Easy to navigate app, quick deposit and withdrawal process. Keeps you updated regularly on whats happening. Reviewed on: 14th February 2024

Would definitely recommend

I have an Easy Access Account and Cash ISA and setting up both was effortless. Withdrawing cash is instantaneous with no hassle. I’ve found the interest rates to be very competitive for both my accounts. Extremely pleased overall. Reviewed on: 14th February 2024

A GREAT INNOVATIVE TEAM.

They are honest and efficient. They answer question promptly and accurately. chip are always thinking ahead. Reviewed on: 14th February 2024

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