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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

The best instant access savings rate around

The best instant access savings rate around and it’s stayed that way. Simple to move money into and out of via open banking. There are a lot of other features like automatic savings that I don’t use. Reviewed on: 14th February 2024

Easy and straight forward to set up and manage money.

Easy and straight forward to set up and manage money. Excellent saving rates. Also taken advantage of the new Chip ISA. All in all a very good find. Reviewed on: 14th February 2024

It has really helped me save!

It has really helped me save! Without even noticing it I now have a pot if money! Reviewed on: 14th February 2024

The best for saving.

I was never able to save money before and with Chip I finally made the first step and the interest is pretty decent too! you also get a chance to win some prizes monthly.Never going back now Reviewed on: 14th February 2024

Reply from Chip Hi Anna - thanks for taking the time to leave us a review and a rating. I noticed you gave us one star. If there's anything you feel we can improve upon, please feel free to reach out to us at [email protected] or via the in-app chat to discuss it further. Thanks a lot! - Ryan Response date: 19th February 2024

Just does what is says and makes saving and managing...

Just does what is says and makes saving and managing money easy and transparent. Reviewed on: 14th February 2024

Chip app is easy to use and understand.

Chip app is easy to use and understand. You can save into lots of different wrappers , also you can invest in stocks and shares as well as opening an Isa, brilliant! It’s all in one place so you can track how your savings and investments are doing from day to day. Reviewed on: 14th February 2024

Extremely easy.

The onboarding experience was so easy and my savings have grown extremely quickly without me even noticing. The variety of products are great too. Reviewed on: 14th February 2024

Works great and offers fair products and services

Works great and offers fair products and services Reviewed on: 14th February 2024

BRILLIANT

A brilliant way to save money, competing with most mainstream banks, but heads and shoulders above with the quality of customer service. Reviewed on: 14th February 2024

Monthly interest is superb!

Monthly interest is superb! App really easy to use Reviewed on: 14th February 2024

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