Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Easy to use app

5
Very straight forward app and quick response when asked a question Reviewed on: 14th February 2024

Easy Way to Save

5
Love the ease of use to be able to sweep any left money Olin my current account in to my CHIP saver with the app, plus great interest rates. Reviewed on: 14th February 2024

Enjoy the user experience in the app.

5
Enjoy the user experience in the app. Very easy to use and works well. Reviewed on: 14th February 2024

The app is super easy to use, and is a great product...

5
The app is super easy to use, and is a great product too. It gives the best interest rates. The daily calculator is my favourite feature as it makes me want to keep my money saved. I can actually see the interest accumulating each day. Reviewed on: 14th February 2024

Chip give good rates, I like the prize saving account

5
Chip give good rates and I like the prize saving account as you can win money every month. I now hold three accounts with Chip Reviewed on: 14th February 2024

Excellent service

5
I find the app easy to use, and on the occasions I needed to contact Chip they came back promptly and.quickly resolved the issue. I am pleased with the interest rates they offer, better than other institutions. Reviewed on: 14th February 2024

App is easy to use.

5
App is easy to use. The interest rates are very competitive. Reviewed on: 14th February 2024

Nice simple user experience with great api integration

5
Nice simple user experience with great api integration Reviewed on: 14th February 2024

Easy to use app

5
Easy to use app and able to access all the information needed Reviewed on: 14th February 2024

It’s been straight forward and simple to use at all...

5
It’s been straight forward and simple to use at all times offering a competitive interest rate for easy access Reviewed on: 14th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products