Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Fab service I wouldn’t trust my money with anyone else.

5
Fab service I wouldn’t trust my money with anyone else. Keep me in the loop with regular updates and the app is so easy to use. Reviewed on: 14th February 2024

Just so easy to use and save.

5
Just easy to use and save. Great interest rates and you can choose how much to save. Reviewed on: 14th February 2024

Good interest rates.

5
Good interest rates. Fairly easy to use Reviewed on: 14th February 2024

Hassle free saving at good rates.

5
Hassle free saving at good rates. Reviewed on: 14th February 2024

Makes it really easy to save money

5
Makes it really easy to save money Reviewed on: 14th February 2024

Fantastic app, so easy to use.

5
Fantastic app. So easy to use. Very competitive rates and account options for savings and investing. Reviewed on: 14th February 2024

Best I've Ever Used

5
Extremely efficient and reliable service, easy to use app and great interest rates. Reviewed on: 14th February 2024

A great easy to use savings app

5
I had my £15000 in another Isa but the company charges etc wiped out most of my gains, I thought I could do better with chip and have never looked back, would definitely recommend chip Reviewed on: 14th February 2024

Started off slowly, but then really embraced it!

4
Started off slowly, but as confidence grew, really embraced it! It has been a great expereince setting up the account. It has VERY competitive interest rates for accounts whihch are instant access. I also like the saving functionality as it puts away enough to save but not to hurt. I like the app and the service very much Reviewed on: 14th February 2024

great offer!

5
Not had to deal with customer service. The app is great and works well, very simple to use. The interest rates are best on market and recently used the new cash ISA. Amazing! Reviewed on: 14th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products