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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great interest rates and easy deposit and withdrawal.

Great interest rates and easy deposit and withdrawal. Great user experience via the outstanding app. Reviewed on: 14th February 2024

Great interest rate.

Great interest rate. So easy to use and deposits and withdrawals are instant Reviewed on: 14th February 2024

High interest always no need to change bank accounts...

High interest always no need to change bank accounts anymore Reviewed on: 14th February 2024

A truly underrated organisation

I have thoroughly enjoyed using Chip over the past few years. I have had regular savings accounts, ISA, savings accounts and investment accounts and can honestly say that the user interface, ease of use, and banking nuance shown by the team is unparalleled Reviewed on: 14th February 2024

Wouldn't be without this app

Wouldn't be without this app. Since opening my account I have quietly saved over £10,000 into it which has helped fund holidays, property renovations and now a future wedding. Having chip has helped me feel more in control of my finances and I recommend to everyone and anyone who would like to understand their finances and build their wealth with as minimal involvement as possible Reviewed on: 14th February 2024

Chip recommendation

Chip app has always been really easy to use it’s up to date and the products are very good. The customer service is excellent too. I have recommended Chip to many friends and family. Reviewed on: 14th February 2024

So easy to monitor and track my money.

So easy to monitor and track my money. Also love the investment element. Reviewed on: 14th February 2024

Very simple process to deposit savings, like being a...

Very simple process to deposit savings, like being able to see daily interest accumulate Reviewed on: 14th February 2024

Chip Accounts

Chip are offering an alternative to your typical high street banks. I am really happy with how easy it has been to open and manage my accounts. The types of accounts they have on offer are exciting and offer a rewarding return on your funds compared to others. Would definitely recommend, especially now they have introduced an ISA for when you earn above your tax threshold for interest! Reviewed on: 14th February 2024

Really easy to set up and manage, good streamline ch...

Really easy to set up and manage, good streamline choice of funds Reviewed on: 14th February 2024

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