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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great service

5
I haven't had any problems at all. Fast efficient service.. i like that interest is added monthly and the monthly prize opportunity, although not won yet Reviewed on: 14th February 2024

Very easy to invest and withdraw savings.

5
Very easy to invest and withdraw savings. Reviewed on: 14th February 2024

Fantastic way to store savings and make good interest

5
Fantastic way to store savings and make good interest Reviewed on: 14th February 2024

I really like the experience with chip its really go...

5
I really like the experience with chip its really good and i highly recommend it to everyone Reviewed on: 14th February 2024

Best in Banking

5
Everyone should consider Chip finally a bank that looks after its savers . Good rate of interest clear easy to use apps and basically no fuss banking ! Reviewed on: 14th February 2024

Saving for future - good return for flexible savings.

5
Competitive interest rate for easy access savings. Easy to create account and set up direct debit. I would love to have more available money to start a regular investment account but that will have to wait. Really benefits from feeling small and personal service Reviewed on: 14th February 2024

Great financial app, excellent interest rates and go...

5
Great financial app, excellent interest rates and good IT bones. Reviewed on: 14th February 2024

I’ve been with chip now for many years and it is jus...

5
I’ve been with chip now for many years and it is just so satisfying to see a pant that cares about their members and that is reflected in the interest rate and the way it has just increased and increased. Reviewed on: 14th February 2024

Fantastic all around

5
I've been with chip few years...they offer good value for money and impeccable customer service. Reviewed on: 14th February 2024

Kept well informed

5
Great online service, amazing app features to make saving simple. Kept well informed about future projects and via email and in app bulletins. I have hod no issues to date and would recommend highly. Reviewed on: 14th February 2024

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