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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Easy, simple

5
Expansive range of products, market leading rates, powerful savings enginr Reviewed on: 21st February 2022

Have always found chip very user friendly!

5
Have always found chip very user friendly! They offer competitive interest rates which is the main reason I use them, also have a very easy investment platform Reviewed on: 25th March 2025

Keep track of Savings.

5
Easy to keep track of your finances. Reviewed on: 25th March 2025

Helps me save!

5
I’ve managed to save so much more by setting up the auto saves and payday type rules and the best part is I haven’t even noticed it!! Reviewed on: 25th March 2025

Saving without effort

5
Passive savings account that just grows without any input apart from the initial set up which is very easy to work through. Reviewed on: 25th March 2025

Love the app, user friendly and makes saving much ea...

5
Love the app, user friendly and makes saving much easier Reviewed on: 25th March 2025

Everything a bank should be

5
Fast, no nonsense, efficient and courteous - and competitive interest rates - everything a bank should be. Reviewed on: 25th March 2025

5 star all the way

5
5 ***** all the way would happily recommend to everyone Reviewed on: 25th March 2025

So easy to use!

5
So easy to use! Recurring savings option is fab Reviewed on: 25th March 2025

Great service

5
Start with saving account then moved onto cash isa Reviewed on: 25th March 2025

The best online banking right now

5
The app is very well optimised, it offers different types of savings accounts and a decent investment platform with few options to choose from based on the type of investor you are. The interest rates offered are the highest among all the banks I compared, including the ISA Account. Great online banking overall! Reviewed on: 25th March 2025

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