Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Simple to set up and use

5
Simple to set up and use (even for an old technophobe) and it makes my money work for me. Reviewed on: 9th February 2024

Simple and easy to use

5
Very easy to use and clean graphics. Reviewed on: 9th February 2024

Easy way to save without realising it, and a very go...

5
Easy way to save without realising it, and a very good interest which pays out each month Reviewed on: 9th February 2024

Chip App great to use for everyone

5
Chip App great to use for everyone Reviewed on: 9th February 2024

Great service.

5
Great service. Quick and easy to use. Reviewed on: 9th February 2024

Chip is easy to use, with good rates.

5
Chip is easy to use, with good rates. They also give access to investments most people wouldn't have access to. Reviewed on: 9th February 2024

Means I get nice surprises!

5
Because of the way chip figures out and takes what will probably be 'extra' it means I can act as I normally would, but that every few months, when I go to check it, I've got a surprising amount of extra cash saved away, and I barely noticed. Reviewed on: 9th February 2024

Chip’s definitely a winner!

5
Chip has helped me save consistently over time and the rates it pays are competitive. It’s so simple to use most of all! Reviewed on: 9th February 2024

Innovative .

5
Very very good service and innovative. Company is well regarded and growing rapidly. Reviewed on: 9th February 2024

10/10 - high interest, easy app and great service

5
10/10 - high interest, easy app and great service Reviewed on: 9th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products