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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use and offers excellent interest rates.

5
Easy to use and offers excellent interest rates. Reviewed on: 9th February 2024

Great service.

5
Great service. Quick responses. Easy to use App. Great choice of products Reviewed on: 9th February 2024

Love Chip - recommend to everyone

5
Love Chip. Great interest rates and wonderful, helpful customer service. Reviewed on: 9th February 2024

If only more banks were like Chip!

5
I love the ease of accessing my details, savings and the ease of adding and moving money around. The best thing about Chip is how quickly they update the savings rate to reflect the changes updated by the government. The UX and UI is excellent and wish more banks were like Chip! Reviewed on: 9th February 2024

Excellent

4
It's the BEST. More than BEST.... Reviewed on: 9th February 2024

Customer since 2017

5
I have been using Chip since 2017 for all of my savings and now investments. I love it. So easy to use Reviewed on: 9th February 2024

Makes saving so simple

5
Makes saving so simple with auto saving. What’s nice is now there’s also so much more you can do with your money if you want to. Investment options that you can tailor to your preferences. If you struggle to save normally this for you. Reviewed on: 9th February 2024

SmoAng CHIP review

4
Great savings rate and easy to use app Reviewed on: 9th February 2024

Helps me to save.

5
Helps me to save. Provides good rates. Reviewed on: 9th February 2024

Great rates, instant access

5
Have been using chip for over a year and love that I get good rates with instant access Reviewed on: 9th February 2024

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