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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

CHIP is doing wonders to encourage saving and gettin...

CHIP is doing wonders to encourage saving and getting me to put money away and as you can now put it in investments and not just savings, it is easy and feels more tucked away making it less tempting to take money out! Reviewed on: 9th February 2024

Easy, Quick, Flexible

Easy to use, quick and flexible withdrawals available. Reviewed on: 9th February 2024

The chip app and its automatic saving function have...

The chip app and its automatic saving function have meant I’ve been able to save more than ever. That coupled with the great rate on the instant access saving account has meant I’ve started to build wealth without the worry of not being able to withdraw my savings should the need arise. They are also constantly looking at ways they can improve their products to help their customers. Reviewed on: 9th February 2024

Really pleased with Chip so far.

Really pleased with Chip so far. Reviewed on: 9th February 2024

Chip - The Great Saver

Without chip I would not have as much saved up. Its been a great help with the automatic saves Reviewed on: 9th February 2024

I have used Chip for the past few years and its a gr...

I have used Chip for the past few years and its a great product. Easy to use and you get much more back than you do from your bank. Could not recommend more. Reviewed on: 9th February 2024

It’s really easy to use, great interest rates.

It’s really easy to use, great interest rates. Reviewed on: 9th February 2024

Good savings app, monthly fee is a bit high though.

Good savings app, monthly fee is a bit high though. Reviewed on: 9th February 2024

Before Chip, I had no savings - this changed the game

Before Chip I had no savings but this app changed the game. Whether it's saving for a holiday or just getting into the habit of saving a chunk for a rainy day, the auto-save feature was a game-changer. Since then the app has grown with multiple investment features and is becoming a one-stop financial investment app - which allows me to invest in growth too Reviewed on: 9th February 2024

Chip is your democratic banking.

Chip is your democratic banking. It provides you with full control of your money, full transperrancy and best interest rates provided whilst providing flexibility. New chip Cash ISA is revolutionary product of its kind. Reviewed on: 9th February 2024

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