Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Great bank

5
Not been with them long but I love the ease of using the app, the fact that you see your interest being added every day and they were quick to raise the interest rate when the bank of England raised the base rate. Reviewed on: 11th April 2023

Fab!

5
Easy, straightforward site to navigate. Great communication via email. Throughly recommend! Reviewed on: 11th April 2023

Great all in one savings app

5
You don’t have to look anywhere else for savings. Fantastic app Reviewed on: 11th April 2023

Excellent

5
Chip is an excellent way of saving money and has a very easy to use app. Reviewed on: 11th April 2023

Very good

3
Great rates - easy to use I like the layout of the app and hope to stay with chip for some time Reviewed on: 11th April 2023

Plan to save

5
When you are bad with savings, you have to plan to save better. Chip takes the planning aspect out of the process! Reviewed on: 11th April 2023

Amazing!

5
Great bank, their chip savings account is amazing Reviewed on: 11th April 2023

Best app for everything

5
Great app for all aspects of saving, worth every penny. Reviewed on: 11th April 2023

Industry leading interest rates

5
I joined upon being recommended chip by a friend due to the high interest rates, I decided to join and am really happy. They also moved quickly when the BOE base rates changed to rise to the top again, they have great customer service too with quick responses. Reviewed on: 11th April 2023

Great app even better interest rates

5
I’ve been a customer of Chip for a while and have seen how hard they’ve worked to improve their offering to their customers. I’ve even recommended them to my mum who, even though she’s useless at technology, has been able to successfully use the app and is really happy so far. Reviewed on: 11th April 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products