Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Good returns

5
Great customer service and interest rates. Reviewed on: 11th April 2023

Simples

5
Easy to use -safe-good interest rates Reviewed on: 11th April 2023

Easily the best everyday saving platform

5
Chip offers the most competitive easy access savings rate on the market at present, and has committed that this will move with the base rate to rid the frustration of hopping between providers when this fluctuates. The smart tech allows instant withdrawals and deposits in just a tap or two, and the interface is easy and satisfying to use. I’m glad Chip now allows the auto save feature to be disabled indefinitely - I this does not work for me personally and I previously disliked having to re-suspend this every few months. I don’t use Chip for investing, but again the offering is competitive and intuitive to use Reviewed on: 11th April 2023

Great system

5
Various ways to save or use the investment tools included via the Chip App Reviewed on: 11th April 2023

Good interest rates, appealing app

5
Always competitive interest rates on offer, and an appealing and intuitive app. Reviewed on: 11th April 2023

Modern, Leader of the pack, dynamic

4
Chip has really processed so well since 2018, it's interface,products and customer services are the best out there. The team is young and engaging with so many bright ideas there's really no limit to all much they can grow. Reviewed on: 11th April 2023

App with the best rate in savings accounts

5
I am very happy to use chip, it is easy to manage, fast and with the best savings rate on the market Reviewed on: 11th April 2023

No problems

5
Simple, easy, effective.. Chip does what most don't. Reviewed on: 11th April 2023

Fabulous service, simple and easy to manage your money

5
Great interest rates, easy app, 5* would recommend Reviewed on: 11th April 2023

Top Marks for Chip

5
Offering excellent interest rates and always ahead of the market. Easy to set and manage account. Reviewed on: 11th April 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products