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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Putting customers first

It's so good to see that Chip can offer savers a decent rate of interest. The mainstream banks can only be thinking of lining their own pockets with some of the the interest rates they are offering! I hadn't been with Chip long when the interest rate on the easy access account was raised. That was a nice surprise! Reviewed on: 11th April 2023

Great Bank

Easy to use service! Great incentives and all available in your hand! Reviewed on: 11th April 2023

Easy way to save

Innovative app which has helped me save thousands without realising that I'm doing it! Started as a simple offering but the accounts and different ways to save now give the customer so much choice! Reviewed on: 11th April 2023

Easy Access is REALLY easy access

The whole experience has been simple and straightforward - even for me at 74 - coupled with good interest rate and genuine instant access which is a great relief in dire moments. Reviewed on: 11th April 2023

Amazing amazing amazing

Helped me in saving a lot of money without the headache .. highly recommend to anyone wanting to take charge of their finances . Reviewed on: 11th April 2023

Great app, really easy to use!

Great rates and a great customer service experience delivered in the app! Reviewed on: 11th April 2023

I Saved Thousands Effortlessly with Chip!

I can't recommend Chip Money Finance App enough! It's user-friendly and intuitive, helping me save thousands with minimal effort. The AI-powered algorithm analyzed my spending patterns and income to automatically transfer the optimal savings amount to my account. The real-time progress tracking, personalised tips, and unique social feature made my savings journey a breeze Reviewed on: 11th April 2023

Great account, great interest rate.

Great account, really easy-to-use app and the best interest rate for an instant-access savings account. What more can you want? Reviewed on: 11th April 2023

Easy to use and great customer service!

The messaging feature is amazing and I feel valued as a customer. Fab app and so easy to sign up and keep track of my savings. Reviewed on: 11th April 2023

Great App

Great saving app. Easy to use, clear and encourage little ways of saving. Transparent and honest. The occasions I have had to contact customer services they have been prompt and resolved my query quickly. Positive experience so far! Reviewed on: 11th April 2023

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