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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

extremely poor customer service

1
God help you if you have an issue and need to resolve with CHIP...You can NOT access a HUMAN BEING! all you get are emails by staff who obviously are GENERAL ADMIN with no clue to understand the real issue and to help towards solving it in a meaningful and timely manner Reviewed on: 6th April 2023

Simple to use

5
An excellent app combined with the best returns on an easy access account Reviewed on: 6th April 2023

Love it!

5
Easy to set up. Great value and rates. Great communication. Swift to increase savings rates. Best I've used! Reviewed on: 6th April 2023

Top interest rate

5
Top instant access interest rate plus a savings bond account that you can win prizes every month. I had an issue with my phone and when I re-installed had zero funds in my account, but they sorted it with minimum hasstle. Reviewed on: 6th April 2023

CHIP savings

5
Chip are offering the best rates. Easy to open the savings account and transfer funds. Reviewed on: 6th April 2023

Love Chip

5
I think this is the first time I have ever opened a savings account, and my rate was increased within a few weeks. Financial sector surprises, usually run the other way! Reviewed on: 6th April 2023

Wish Chip continuous growth

5
Chip service is simple and elegant. Reviewed on: 6th April 2023

I'm a new customer.

5
I'm a new customer and have been really impressed with the app and how easy it is to use. Keep up the good work! Reviewed on: 6th April 2023

even an 80 year old can manage the app

5
very easy to increase savings amount Reviewed on: 6th April 2023

Easy to use, pays better than the competition.

5
Found it easy to use after initial problem. Reviewed on: 6th April 2023

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