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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

No fussy accounts

Simple , easy to use accounts. Giving the best returns to the investor. Finally a bank that puts its customers first. Reviewed on: 6th April 2023

Great products Great Service

The app is easy to use and navigate. Reviewed on: 6th April 2023

Best instant access rate

Good app, easy to use and great instant access rate, what’s there not to like ? Reviewed on: 6th April 2023

Helps me to Save and Invest Money

I have been using Chip for 3years now.I am able to save some money by using Auto savers in Chip.Recently I started Investing with ChipX,which gives us clear project of funds and risks. I would highly recommend Chip to everyone Reviewed on: 6th April 2023

Great for my savings

App user friendly and saving rate very competitive! Reviewed on: 6th April 2023

CHIP

I would recommend the ease of use and set up of CHIP, along with the great interest rates. Reviewed on: 6th April 2023

Fairer banking

This is not for everyone as some people like a branch to be able to visit but let’s be honest most people now do online banking but get poor interest rates and increases in the base rate set by The Bank of England are slow to be passed on to the account holder. This is where CHIP is so different . Recommend by Martin Lewis and The Times Financial section CHIP has no branches and so is able to pass on interest rate rises much quicker as it has lower overheads. Accounts with CHIP are so easy to open and operate and is likely to be the model others follow. Get savvy and open an account and you’ll soon discover CHIP’s really are good for you. Reviewed on: 6th April 2023

Excellent app

Easy to use, top interest rate, everything you need in one pkacey Reviewed on: 6th April 2023

Very good saving rates

I recommend chip to my friends and members of the public for good rates and service Reviewed on: 6th April 2023

Very happy with CHip

We’ve only just opened our account so don’t have much to report, however the account opening process is very important easy and communication excellent. Reviewed on: 6th April 2023

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