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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Best app to help save!!

I’ve been using Chip for over a year now, & I can honestly say that it has helped me save money for special events e.g House deposit & holiday. I would highly recommend Chip to anyone who needs help saving money!!! Reviewed on: 30th March 2023

Great platform. Easy to use. All information is there.

Love this product. The app is easy to use. All information easy to understand. My whole family is on board. Reviewed on: 30th March 2023

Saving for a holiday

Chip helped me save for a holiday of my lifetime, Australia via Malaysia and New Zealand, visiting with family, with their savings app you don't have to think about transferring, it's all done for you, thanks Chip Reviewed on: 30th March 2023

Brilliant savings app

I'm very pleased that I can save without noticing the money leaving my bank, The new competitive rate is a brilliant way to save also Reviewed on: 30th March 2023

Quality app, saving the easy way

Being able to move money quickly at a few clicks is essential. Being able to get access when needed is also extremely handy. Reviewed on: 30th March 2023

Amazing all round

Best savings app . Quick , easy and reliable Reviewed on: 30th March 2023

Saving made easy

Chip is a fantastic app that makes saving easy. You can literally sign up and forget about it, whilst it makes regular savings for you by monitoring your bank balance over the month against your usual spending habits. Chip also currently has the highest interest rate on an easy access account, as well as the ability to invest in various types of investment accounts, from gold to crypto to emerging energies and everything in between. Reviewed on: 30th March 2023

Risky easy savings

Still unsure but good rates if interest and App friendly Reviewed on: 30th March 2023

Number 1

In a time where we all worry about our finances, I feel in very safe hand with Chip. Their customer service is wonderful, and I really feel like they care. Their app, available finance information, advice, and comparable interest rates are unbeatable. I’ve recommended them to anyone who’ll listen :-) Reviewed on: 30th March 2023

Secure and good interest

Was dubious at first with open banking but its so fast and safe feel totally at ease now using the app Reviewed on: 30th March 2023

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