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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy and efficient

I love the app how it is set up and all its functionalities from a very good interest easy access account to investing options and the smart autosave. my finances goals have been easier to manage since started using Chip and will definitely continue using it Reviewed on: 31st March 2023

Has been hugely helpful!

I love chip, very easy to use and has really helped my partner and I to save more effectively for our wedding next year. Will always be a chip customer and highly recommend to all my friends! Reviewed on: 31st March 2023

Simple saving, accessible investing

I discovered Chip 2 years ago having found they offered the best savings rate available. I have been with them ever since, making full use of their versatile and easy to use app. Thanks Chip! Reviewed on: 30th March 2023

First Class

I feel I get move for my money in the savings accounts. Fantastic they continually adjust to give the best rates possible and the easy access when you need your money is fantastic. It's a fantastic platform to save money. Reviewed on: 30th March 2023

Best instant access interest available

The chip app is so easy to use and has the highest available interest rate for an instant access account on the market at the moment. Highly recommend! Reviewed on: 30th March 2023

Easy to save!

Great app, best interest rates of a lot of others I have seen! It does charge for automatic saves, which they didn't used to, but if you upgrade to the 4.99 version you get that for free so makes sense. Reviewed on: 30th March 2023

An competitive and easy to use savings app

Chip offered competitive savings options and is easy to access and withdraw when needed. Only let down is that it has started charging for its auto saving account recently which was a previously free service that I loved. I still have 2 accounts with Chip and find their customer service excellent. Reviewed on: 30th March 2023

Chip- the best savings app

Market leading interest rates and easy to use!!! Reviewed on: 30th March 2023

Good interest

Highest easy access and quick to move with base rate increases Reviewed on: 30th March 2023

Chip off the old block !

Chip tasting from start to finish. Easy to open easy to use. Easy to please. Just be careful of the auto saving feature at start if you don’t want money taken out automatically. They should have that defaulted to off. But otherwise it’s chips away ! Reviewed on: 30th March 2023

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