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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Brilliantly easy way to save!

5
Such a great concept... easy to use, great staff, and a nice little nest egg to boot... couldn't ask for more! Does exactly what it says on the tin... chip away and save! Reviewed on: 23rd March 2023

The only way to save

5
amazing experience and app and you can save money and invest Reviewed on: 23rd March 2023

Best savings account

5
Chip are leading the way in revolutionary savings Reviewed on: 23rd March 2023

Easy savings

5
Have been using chip for the last few years, started with their smart saving and now enjoy the instant saving account by other banks. It is good to have someone else do the job of getting the best rates and allowing for easy saving in and out. Reviewed on: 23rd March 2023

Painless saving!

5
Already have recommended to several friends and family.... makes saving for big bills or overpayments on the mortgage painless. Reviewed on: 23rd March 2023

Saving without realising

4
Chip has helped me build a nest egg for house expenses and save for my maternity leave, without actually having to add money consciously. I love that Chip makes my account work for me, whilst I get on with my life and check in each week or so. I would not have saved the same level doing it myself transferring to a savings account in payday. Reviewed on: 23rd March 2023

Regularly recommend Chip to friends and family

5
Super savings app, with rates that are rarely beaten for instant-access! Have met the team too, great people. Truly great people. On both sides. Reviewed on: 23rd March 2023

Fingertip Savings

5
Three score years and Ten, and I am still saving, still choosing the best rates in the market and using Chip. Banking as it should be: Simple, rewarding and no flannel. The future of banking NOW....! Reviewed on: 23rd March 2023

Love chip

5
Great UI, easy to withdraw/deposit, great customer experience. Would recommend to anyone Reviewed on: 23rd March 2023

Best Interest Rates for Instant Acess

5
Not only do they provide the best interest rate for instant acess they are also a friendly knowledgeable organisation and keep in touch with you as a customer Reviewed on: 23rd March 2023

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