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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app and great product

I've come back to Chip after a hiatus from the period where they were (in my opinion) overcharging for their AI savings product. Now they have firmly positioned themselves as a leading instant access savings provider with a rate that quickly keeps up with the market trend. For me this is great as it means I'm confident I'm always getting a good rate and don't need to waste time shopping around. Reviewed on: 22nd March 2023

Best intuitive savings app

I've been with chip from the beginning and they've only got better and better. They are truly improving the savings world and have their customer at heart. Reviewed on: 22nd March 2023

CHIP for the win!

Market leading interest rates. Very easy to make saving a habit. I’ve got a nest egg that I otherwise wouldn’t have thanks to CHIP. What’s not to like? Reviewed on: 22nd March 2023

Great Returns - Intuitive Interface

I was attracted to chip for its interest rates. I tried the app for a while and found that the app was very easy to use. The customer support was also very helpful whenever I needed some help. Reviewed on: 22nd March 2023

Always recommending chip

Easy to use, leading rates and good support, what's not to like Reviewed on: 22nd March 2023

Easy and friendly

It is so easy to save with Chip that you save without noticing. They have a saving pot for any kind of person, I love the ethical one Reviewed on: 22nd March 2023

Fantastic App

I've found Chip to be an excellent tool and have been using it for years now. It makes saving easier and I personally use it to keep money for bigger bills (usually car maintenance) separate, so I know it's there when I need it and I won't be tempted to spend it beforehand. The fact they now offer market leading interest rates is just the cherry on the cake! Reviewed on: 22nd March 2023

Great app

Easy to use great customer service Reviewed on: 22nd March 2023

A fun safe account

I love chip as it feels safe and always has ways of keeping you engaged, from prize savings to a growing savings pot that you don't have to monitor. Fabulous ") Reviewed on: 22nd March 2023

Excellent service

I have been with Chip for a long time and initially used the app to help me save a little here and there, I have since invested in the company and it has been great to watch it grow and develop new products. Chip has made it easy for me to save money and the communication about my investments, whether shares or savings, has been excellent. The platform is easy to use, friendly and inspires confidence. I really hope they win this award.as it is well deserved. Reviewed on: 22nd March 2023

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