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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Leading interest rates in tough times

The Chip app is simple to use and offers the best interest rates around - they keep these competitive and have increased their rates multiple times over the past year which has kept me with them as a loyal customer. When every little extra saving helps in times such as these, Chip delivers. Reviewed on: 22nd March 2023

Easy to use wealth app

Easy to use Apo with a wide range of offerings to help build up personal wealth Reviewed on: 22nd March 2023

Easy to use, great experience

Auto save has helped me no end but the additional investment and saving products on offer as well as the ease of which to access them all is fantastic. Really enjoy the app experience as well as customer support has been very good when used. Reviewed on: 22nd March 2023

Simple saving

I love Chip!!! Small deposits a couple of times a week and I’ve saved thousands. I was never very good at saving until Chip came along but now I’m saving regularly at a rate that’s affordable to me. I’m also getting over 3% interest on the savings. Reviewed on: 22nd March 2023

Very easy to use and great savings options

Been a member for almost a year now, great savings options and easy to use app Reviewed on: 22nd March 2023

Excellent idea

Great tool to see your money growing with the best saving interest rates around. Reviewed on: 22nd March 2023

Exactly what I need

I want an account that I can make instant cash deposits with no small limitations, and that delivers me the best interest rate, without me having to switch products constantly. Chip does exactly that, so it’s a win! Reviewed on: 22nd March 2023

Making saving worthwhile!

Simple, effective & rewarding savings app. Reviewed on: 22nd March 2023

Fantastic app and saving method

I’ve really enjoyed the simplicity of Chip since joining 2 years ago. It has helped me to save a lot more money that I thought I’d be able to with its features, and accessing the money again is just as simple Reviewed on: 22nd March 2023

Innovative products and great rates

Market leading rates and innovative products Reviewed on: 22nd March 2023

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