Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Fab savings app

Great app, automatically saves what I can afford and industry leading savings rates Reviewed on: 21st March 2023

Excellence

Chip has really helped me save this year which I’ve always had trouble with…very pleased Reviewed on: 21st March 2023

Chip UK Savings Account Review: An Excellent Option for Hassle-Free Saving and Competitive Interest Rates

Chip is a fantastic fintech company that offers an innovative online savings account for UK savers. The account is designed to help people save money easily and effortlessly, with a range of features that make it simple and straightforward. One of the best things about the Chip savings account is its market-leading interest rate, which is currently up to 3.4%. This is an excellent rate that makes it easy for savers to earn a decent return on their money without having to take any risks. Another great feature of the Chip savings account is its flexibility. There are no fees, no minimum balance requirements, and no withdrawal restrictions, which means that users can access their money whenever they need it without incurring any penalties. This is a big advantage over traditional savings accounts that often come with a range of restrictions and limitations. The Chip savings account is also incredibly easy to use. Users can set savings goals and the account will automatically analyse their spending habits to set aside small amounts of money regularly. This means that users can save money without even thinking about it, which is a great way to build up a nest egg over time. Overall, the Chip savings account is an excellent choice for UK savers who want to earn a decent return on their money while keeping things simple and flexible. The account's market-leading interest rate, no fees, and easy-to-use features make it one of the best savings accounts on the market today. If you're looking for a hassle-free way to save money, the Chip savings account is definitely worth considering. Reviewed on: 21st March 2023

Brilliant way to save

CHIP constantly do the hard work for me, so that I get the best interest rate on my savings Thank you Reviewed on: 21st March 2023

Excellent product

Simple and easy to use and get market leading rates on savings Reviewed on: 21st March 2023

Best financial app

Chip has helped me to schedule savings to reach my goal. Simple to use and with multiple options to invest. Reviewed on: 21st March 2023

Great savings bank

One of the best savings bank I have used. And always there to help our if needed Reviewed on: 21st March 2023

Chip top banking experience

Simple, effective, rewarding and reliable Reviewed on: 21st March 2023

Brilliant online savings bank

My experience with Chip has been hassle free. I started saving with a little over a year ago and have been able to save a substantial amount of money for my financial situation and have also learned a lot through the advice and help provided by Chip. Reviewed on: 21st March 2023

Don't under estimate how it helps you save

There'll be a ton of people here who probably think this is yet another app claiming to make you into a saving Wizard...and they'd be right, there is a few all promising the same thing, however they don't do it as effectively as Chip. Then the next bunch of people will get put off by the small fee's that take place on certain accounts (there's various ones with different benefits) but again, I'd strongly suggest anyone who struggles to save (or just wants to save in a variety of ways like me) to give Chip a go. I've literally saved thousands more than a would normally over the few years I've been with them by literally doing nothing and letting Chip handle the heavy lifting. . Reviewed on: 21st March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from Quidco 4.28 from 26 reviews
Money Transfer
from Smart Currency Exchange 4.63 from 31 reviews
Personal finance app
from Emma 4.86 from 3559 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1046 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub