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Chip: Cash ISA reviews

4.97
Based on 1,035 reviews, last reviewed 1st Mar 2026
100100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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3%
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Latest highest rating:

5

So easy to set up an account and then use internet b... So easy to set up an account and then use internet banking to make deposits to and withdrawals from the account. A good rate of interest on savings t... Read more Reviewed on: 1st March 2026
L M's avatar
L M

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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Chip Cash ISA reviews (1035)

I honestly couldn’t be happier with Chip.

5
I honestly couldn’t be happier with Chip. The app is slick, intuitive, and makes saving and investing feel effortless. Everything is clearly laid out, transfers are instant, and the interest rates have consistently been some of the most competitive I’ve found in the UK. I love how easy it is to manage my ISA and savings in one place, and the automation features take the pressure off having to think about it. It genuinely feels like my money is working smarter. Knowing my deposits are FSCS-protected gives real peace of mind too. For a modern, app-based platform, Chip absolutely delivers. Reviewed on: 11th February 2026

Brilliant and easy to use and great interest rates.

5
Brilliant and easy to use and great interest rates. Reviewed on: 11th February 2026

Chip is amazing, easy to use and professional

5
Chip is amazing, I'm able to save easily, invest and keep track of my money in 1 place. The app is very user friendly and professional. Overall, I'm very satisfied as a Chip customer Reviewed on: 11th February 2026

The app is so easy to use and transfer of monies sim...

5
The app is so easy to use and transfer of monies simple to navigate Reviewed on: 11th February 2026

Excellent banking and saving company, fast customer...

5
Excellent banking and saving company, fast customer services Reviewed on: 11th February 2026

Having a chip account has revolutionised the way I save

5
Having a chip account has been so easy. The interface is so user friendly and clear, I would highly recommend them to anyone, even those who might not be particularly tech savvy. It is extremely easy to transfer money between accounts both within and outside of chip and simple to check balances and interest additions. All is all, a great online bank. Reviewed on: 11th February 2026

Easy to use app and good interest

5
Very easy to use app. Instant transfers. Good interest rate. Reviewed on: 11th February 2026

Easy UI very friendly and access is quick

5
Easy UI very friendly and access is quick Reviewed on: 11th February 2026

App is easy to use, simple UI.

5
App is easy to use, simple UI. Can easily add further products and manage in one dashboard. Reviewed on: 11th February 2026

Reliable app but needs to improve interest rate

4
Reliable app but needs to improve interest rate Reviewed on: 11th February 2026

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