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Chip: Cash ISA reviews

Name: Cash ISA
Rating: 4.86 (1050 reviews)

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4.86

Based on 1,050 reviews, last reviewed 11th Jun 2026

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

1 star

Latest highest rating:

5

I have found Chip to be really good. I have found Chip to be really good. In fact, I recommended them to my partner and she has money saved in her cash ISA too, Reviewed on: 11th June 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

The Chip Cash ISA is fully flexible and allows you to withdraw when it suits you.

You can deposit from £1 as often as you like and manage your Chip Cash ISA via the app.

Chip Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Cash ISA reviews (1050)

easy to deal with account was easy to set up and tra...

easy to deal with account was easy to set up and transactions to and from account have been seamless Reviewed on: 11th February 2026

Fantastic- I’d recommend to anybody!

I’ve been using chip for a few years now, and I honestly wouldn’t go back. It was a great help in saving for my first home, and I love the fact you can split your money. Some can go into the cash isa, some in price savings and some in instant access. The interest rates are very good, and it’s so easy to access your money, but equally easy to deposit. I can’t see myself ever saving with anybody else in the future. Reviewed on: 11th February 2026

Very easy

Very easy app. Good rates. Just a great all-round experience. Reviewed on: 11th February 2026

I feel my investment is safe & working for me

Very easy to save with, lots of communication. Excellent customer service. For an online company their response times, knowledge are superb with their communication always friendly and helpful. The app easy and intuitive to use and the products available are competitive and rewarding. I feel my investment is safe and working for me. Reviewed on: 11th February 2026

Very straightforward.

Very straightforward. Very easy to use app. Reviewed on: 11th February 2026

I honestly couldn’t be happier with Chip.

I honestly couldn’t be happier with Chip. The app is slick, intuitive, and makes saving and investing feel effortless. Everything is clearly laid out, transfers are instant, and the interest rates have consistently been some of the most competitive I’ve found in the UK. I love how easy it is to manage my ISA and savings in one place, and the automation features take the pressure off having to think about it. It genuinely feels like my money is working smarter. Knowing my deposits are FSCS-protected gives real peace of mind too. For a modern, app-based platform, Chip absolutely delivers. Reviewed on: 11th February 2026

Brilliant and easy to use and great interest rates.

Brilliant and easy to use and great interest rates. Reviewed on: 11th February 2026

Chip is amazing, easy to use and professional

Chip is amazing, I'm able to save easily, invest and keep track of my money in 1 place. The app is very user friendly and professional. Overall, I'm very satisfied as a Chip customer Reviewed on: 11th February 2026

The app is so easy to use and transfer of monies sim...

The app is so easy to use and transfer of monies simple to navigate Reviewed on: 11th February 2026

Excellent banking and saving company, fast customer...

Excellent banking and saving company, fast customer services Reviewed on: 11th February 2026

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