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Chip: Cash ISA reviews

Name: Cash ISA
Rating: 4.86 (1050 reviews)

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4.86

Based on 1,050 reviews, last reviewed 11th Jun 2026

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

1 star

Latest highest rating:

5

I have found Chip to be really good. I have found Chip to be really good. In fact, I recommended them to my partner and she has money saved in her cash ISA too, Reviewed on: 11th June 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

The Chip Cash ISA is fully flexible and allows you to withdraw when it suits you.

You can deposit from £1 as often as you like and manage your Chip Cash ISA via the app.

Chip Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Cash ISA reviews (1050)

Easy app to use great interest rates

Easy app to use great interest rates Reviewed on: 12th February 2026

Great service

I have found my experience with chip to be very positive. Everything has been efficient and informative. Reviewed on: 12th February 2026

The cash isa is great due to the instant access to f...

The cash isa is great due to the instant access to funds, most cash isa are too slow with withdrawals - this is instant. The only downside is, interest rate could be slightly more competitive, match with leading providers Reviewed on: 12th February 2026

Great app and very clear steps.

Great app and very clear steps. It’s good to know thresholds and is easy to use Reviewed on: 11th February 2026

Perfect flexible cash ISA for your cash buffer

I wanted an easy to manage, flexible, cash ISA to manage my retirement cash buffer and maintain value tax free. Chip has very good rates and is completely flexible within the ISA rules, and also has great reporting so you can track how much you've borrowed and need to return before the end of the tax year. Reviewed on: 11th February 2026

1 year on no problems great product

1 year on no problems great product Reviewed on: 11th February 2026

Flexible ISA, clear tracking of deposits/withdrawals...

Flexible ISA, clear tracking of deposits/withdrawals, fast processing Reviewed on: 11th February 2026

Great customer service. Great way to save

Easy way to save. Great customer service Reviewed on: 11th February 2026

I can’t fault the Chip app and its services!

The app is super clear and easy to use. The customer service team are great and accessible, and have always answered my queries with confidence and expertise. I recently set up my first stocks and shares ISA, which with the Chip app, is really simple and I wish I’d done it sooner! Reviewed on: 11th February 2026

Easy to use platform

Easy to use platform and the features are just right for me. Reviewed on: 11th February 2026

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