Paid advertisement
Smart Money People Logo
Newsletter

Chip: Cash ISA reviews

4.86
Based on 1,050 reviews, last reviewed 11th Jun 2026
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

I have found Chip to be really good. I have found Chip to be really good. In fact, I recommended them to my partner and she has money saved in her cash ISA too, Reviewed on: 11th June 2026
Chris R's avatar
Chris R

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

The Chip Cash ISA is fully flexible and allows you to withdraw when it suits you.

You can deposit from £1 as often as you like and manage your Chip Cash ISA via the app.

Chip Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Cash ISA reviews (1050)

Great flexible cash ISA

5
Great flexible cash ISA with a good rate and friendly helpful customer service. Well done Chip. Reviewed on: 11th February 2026

me save and I love that alittle money comes ou...

5
Helps me save and I love that alittle money comes out of my bank an I don’t miss it I e never been able to save this has helped me do this an makes me happy Reviewed on: 11th February 2026

Recommendation

5
Easy to use. Good rate of interest Reviewed on: 11th February 2026

CHIP IS A GOOD ENTRY LEVEL SAVINGS PLATFORM THERE IS...

4
CHIP IS A GOOD ENTRY LEVEL SAVINGS PLATFORM THERE IS BETTER DEALS OUT THERE BUT I HAVE HAD NO ISSUES WITH CHIP SO FAR SO I WOULD RECOMMEND THEM TO PEOPLE Reviewed on: 11th February 2026

Easy peasy

5
Easy to set up and manage, make deposits and withdrawals. Good rates of interest offered too. Reviewed on: 11th February 2026

Great product, locked in rate, easy to use

5
Great product with a locked in rate for one year, beats other providers and a great place to store my cash and watch it grow. Monthly payment of interest is really handy too. No complaints Reviewed on: 11th February 2026

User friendly app

5
User friendly app and very fast transfers. Would strongly recommend for ease of use. Not quite, but one of the highest rated on the market and flexible too Reviewed on: 11th February 2026

Opened a Chip ISA thinking I’d just have a look

4
Opened a Chip ISA thinking I’d just “have a look”… now it’s quietly doing more saving than I ever managed on my own. The app makes it almost suspiciously easy — like future-me is sneaking money away for a good cause. Clean, simple, and actually makes saving feel less painful. 10/10 would let Chip outsmart my spending again. Reviewed on: 11th February 2026

Always good customer service.

5
Always good customer service. Easy to contact and resolve any problems. Reviewed on: 11th February 2026

Easy to access app, nice user interface and attracti...

5
Easy to access app, nice user interface and attractive savings rates. Regular extra savings incentives. Visual trackers of savings help to motivate. Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Savings app

    from Chip 4.86 from 18462 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products