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Chip: Cash ISA reviews

4.97
Based on 1,043 reviews, last reviewed 16th Apr 2026
100600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The cash ISA was easy to open. The cash ISA was easy to open. The app is very user friendly. A very straightforward process. Highly recommended Reviewed on: 16th April 2026
SHELLEY HAYWARD 's avatar
SHELLEY HAYWARD

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

The Chip Cash ISA is fully flexible and allows you to withdraw when it suits you.

You can deposit from £1 as often as you like and manage your Chip Cash ISA via the app.

Chip Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Cash ISA reviews (1043)

I started banking with chip in 2020, I have always h...

5
I started banking with chip in 2020, I have always had full faith in the security of my money whilst exploring investing options to grow my wealth. Love it Reviewed on: 11th February 2026

Personal brief assessment of Chip

5
Easy to understand, has to be regularly linked to UK Bank - excellent safety. Starting a Stocks&Shares ISA was more difficult but excellent communication with phone rep from Chip sorted everything out. Would definitely prefer higher interest - pity interest rates are only average at the moment. Higher rates = more customers! Reviewed on: 11th February 2026

Love chip and all the services it offers.

5
Love chip and all the services it offers. Reviewed on: 11th February 2026

Best interest rates

5
Invested in a cash isa and also took out a a savings account. Interest rates were above average, so a no brainer. Customer service is spot on and the App is so easy to navigate Reviewed on: 11th February 2026

I find CHIP very easy to navigate & use.

5
I find CHIP very easy to navigate & use. Reviewed on: 11th February 2026

Great service

5
Very easy to use the app/platform Reviewed on: 11th February 2026

Easy to use App and transfers swift

4
Easy to use App and transfers swift Reviewed on: 11th February 2026

Brilliant customer service

5
Every interaction has had a timely accurate response. Customer service is the best I’ve ever encountered Reviewed on: 11th February 2026

Easy to save money without really trying.

5
Easy to save money without really trying. Good access through the app. Easy to make changes. Reviewed on: 11th February 2026

Good rate.

5
Good rate. Comprehensive app. Simple to use. Reviewed on: 11th February 2026

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