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Chip: Cash ISA reviews

Name: Cash ISA
Rating: 4.86 (1050 reviews)

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4.86

Based on 1,050 reviews, last reviewed 11th Jun 2026

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

1 star

Latest highest rating:

5

I have found Chip to be really good. I have found Chip to be really good. In fact, I recommended them to my partner and she has money saved in her cash ISA too, Reviewed on: 11th June 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

The Chip Cash ISA is fully flexible and allows you to withdraw when it suits you.

You can deposit from £1 as often as you like and manage your Chip Cash ISA via the app.

Chip Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Cash ISA reviews (1050)

Easy to use & competitive interest rates

Very easy to use the app to manage your account. Interest rates are competitive if no longer the highest available Reviewed on: 11th February 2026

Good interest rates.

Good interest rates. Excellent app. Reviewed on: 11th February 2026

Easy to use and simple to set up

So easy to use the app, quick to respond to issues. Easy to connect to other banks Reviewed on: 11th February 2026

Great cash isa rate

Got a bonus rate on my cash isa for 12 months through the DailyMail. Best rate out there. Reviewed on: 11th February 2026

Keep up the good work

They are a great bank and I so enjoy being a customer Reviewed on: 11th February 2026

Easy to open an account and keep track of everything.

Easy to open an account and keep track of everything. Simple format so pages apepar clean and easy to read. Reviewed on: 11th February 2026

Almost too easy compared to traditional banks

Almost too easy to trust at the beginning as just opened new account in minutes over the app. Easy process to transfer money between accounts from other providers securely and quickly. High range of ISA stocks and shares products to supplement Reviewed on: 11th February 2026

Chip is super easy to use and super competitive!

Chip has proved incredibly easy to use through their app, and have had no need to contact customer services. Moving money in and out etc is simple, and they are very competitive Reviewed on: 11th February 2026

Chiptastic

Had no problem opening the account, using the app or transferring in a Cash ISA. All good so far. Reviewed on: 11th February 2026

Highly recommended

Clear and accessible account with the best rates. All communications clear and jargon free. Highly recommended. Reviewed on: 11th February 2026

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