Smart Money People Logo

Chip: Cash ISA reviews

4.97
Based on 1,043 reviews, last reviewed 16th Apr 2026
100600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

The cash ISA was easy to open. The cash ISA was easy to open. The app is very user friendly. A very straightforward process. Highly recommended Reviewed on: 16th April 2026
SHELLEY HAYWARD 's avatar
SHELLEY HAYWARD

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

The Chip Cash ISA is fully flexible and allows you to withdraw when it suits you.

You can deposit from £1 as often as you like and manage your Chip Cash ISA via the app.

Chip Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Cash ISA reviews (1043)

For me it’s how simple the app is and how informativ...

5
For me it’s how simple the app is and how informative it is encouraging you to save and when l do need to transfer money it’s a very simple but secure process, wish all my bank interactions were this easy Reviewed on: 11th February 2026

Excellent app, really easy to use.

5
Excellent app, really easy to use. Customer service is excellent Reviewed on: 11th February 2026

All round 5*

5
The interest rate has always been market-leading, the app itself is very intuitive, and the two times I reached out to the team for help, they delivered a 5* service. The transfers in and out are instant too, which I appreciate massively. I've recommended Chip's cash ISA to all my friends. Reviewed on: 11th February 2026

I find the chip app vey easy to follow and easy to u...

5
I find the chip app vey easy to follow and easy to use with my investments Reviewed on: 11th February 2026

Easy to setup and also easy access if required.

5
Easy to setup and also easy access if required. Reviewed on: 11th February 2026

Easy to use, good offer, instant transfers, great us...

5
Easy to use, good offer, instant transfers, great user interface. Reviewed on: 11th February 2026

Easy to navigate

5
Quick and easy. Navigation on the app simple Reviewed on: 11th February 2026

Chip - Easy to use with great rates and service that...

5
Chip - Easy to use with great rates and service that shines with a neat app and a range of products that all offer above average deals. A true winner in a sea of grey banks. Reviewed on: 11th February 2026

Good in an emergency

5
When phone number was broken by o2 then customer services reacted quickly to secure my account Reviewed on: 11th February 2026

I have been with Chip for few years is...

5
I have been with Chip for few years is excelente Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 259 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products