Smart Money People Logo

Chip: Cash ISA reviews

4.97
Based on 1,043 reviews, last reviewed 16th Apr 2026
100600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

The cash ISA was easy to open. The cash ISA was easy to open. The app is very user friendly. A very straightforward process. Highly recommended Reviewed on: 16th April 2026
SHELLEY HAYWARD 's avatar
SHELLEY HAYWARD

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

The Chip Cash ISA is fully flexible and allows you to withdraw when it suits you.

You can deposit from £1 as often as you like and manage your Chip Cash ISA via the app.

Chip Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Cash ISA reviews (1043)

I’ve been using Chip for years

5
I’ve been using Chip for years, their auto save feature really helped me start saving. I now invest and have all my savings with them. Reviewed on: 11th February 2026

Good interest rates and easy transactions via app.

5
Easy to open account. Good app, which is very easy make all transactions. Good interest rate compared to other banks. Reviewed on: 11th February 2026

Easy to use app and great rates.

5
Easy to use app and great rates. Perfect for busy people! Reviewed on: 11th February 2026

Chip cash ISA

5
Very quick and easy to set up an account with Chip. App is easy to use and money can be transferred in and from the cash ISA account within seconds. Customer service is easy to contact and they are very quick to respond. Reviewed on: 11th February 2026

Quick easy access with innovative approach to savings.

5
Quick easy access with innovative approach to savings. Reviewed on: 11th February 2026

Not Taxing in anyway !

5
Easy with great customer backup would recommend highly Reviewed on: 11th February 2026

Great savings platform

5
I’ve been with chip for a few years now and the offer an excellent range of products with clear explanations for what they are. I’ve had no issues with the accounts with them and I highly recommend them. Reviewed on: 11th February 2026

Easy to use app.

5
Easy to use app. Deposits & withdrawls to and from my current account are almost instantaneous. The interest rate is usually about .25% to .5% below the market-leading rate, so it is reasonably competitive. Wish you got a positive ‘log out’ when leaving the app. Reviewed on: 11th February 2026

Moving my funds between my bank account and cash ISA...

5
Moving my funds between my bank account and cash ISA is quick and the interest rates for the ISA are attractive. Reviewed on: 11th February 2026

Great app, easy way to save money without realising it!

5
Great app, easy way to save money without realising it! Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 259 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products