Smart Money People Logo

Chip: Cash ISA reviews

4.97
Based on 1,035 reviews, last reviewed 1st Mar 2026
100100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

So easy to set up an account and then use internet b... So easy to set up an account and then use internet banking to make deposits to and withdrawals from the account. A good rate of interest on savings t... Read more Reviewed on: 1st March 2026
L M's avatar
L M

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

Review Chip: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Cash ISA reviews (1035)

The really looking after people's money

5
An amazing company that are really looking after people's money. Reviewed on: 11th February 2026

Great! Would recommend

5
Great! Would recommend to friends and family. Reviewed on: 11th February 2026

I’ve been using Chip for years

5
I’ve been using Chip for years, their auto save feature really helped me start saving. I now invest and have all my savings with them. Reviewed on: 11th February 2026

Good interest rates and easy transactions via app.

5
Easy to open account. Good app, which is very easy make all transactions. Good interest rate compared to other banks. Reviewed on: 11th February 2026

Easy to use app and great rates.

5
Easy to use app and great rates. Perfect for busy people! Reviewed on: 11th February 2026

Chip cash ISA

5
Very quick and easy to set up an account with Chip. App is easy to use and money can be transferred in and from the cash ISA account within seconds. Customer service is easy to contact and they are very quick to respond. Reviewed on: 11th February 2026

Quick easy access with innovative approach to savings.

5
Quick easy access with innovative approach to savings. Reviewed on: 11th February 2026

Not Taxing in anyway !

5
Easy with great customer backup would recommend highly Reviewed on: 11th February 2026

Great savings platform

5
I’ve been with chip for a few years now and the offer an excellent range of products with clear explanations for what they are. I’ve had no issues with the accounts with them and I highly recommend them. Reviewed on: 11th February 2026

Easy to use app.

5
Easy to use app. Deposits & withdrawls to and from my current account are almost instantaneous. The interest rate is usually about .25% to .5% below the market-leading rate, so it is reasonably competitive. Wish you got a positive ‘log out’ when leaving the app. Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 256 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 570 reviews
    Chip
    View all products