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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (380 reviews)

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4.92

Based on 380 reviews, last reviewed 25th Feb 2026

35600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (380)

The Chip Prize savings account is a great idea.

The Chip Prize savings account is a great idea. You have to keep cash in there to be eligible to win any prizes, so it forces you to keep money aside. I don't have much in there at the moment, but I've won two small amounts already!!! It's such a nice surprise to receive the email.saying "You've won a .prize!'. Imagine if I win the BIG one, one day!!! Reviewed on: 11th February 2026

I have 3 x accounts and they are all easy...

I have 3 x accounts and they are all easy to access Reviewed on: 11th February 2026

Chip savings

Chip has been very good, I haven’t had any problems, money goes in straight away and you can withdraw it straight away too if needed, the in app information is good and easy to follow before contacting chip Reviewed on: 11th February 2026

Been with Chip for a few years now

I've been with Chip for a few years now and have found it very helpful. The savings even if small do help with various personal plans and the prize account makes up for occasional surprises. I wish the rates of interest would never have come down Reviewed on: 11th February 2026

Great and transparent prize savings account that all...

Great and transparent prize savings account that allows you to put away some money seamlessly between different Chip accounts if you wish to save in a different account one month. Reviewed on: 11th February 2026

I have used Chip for a couple of years

I have used Chip for a couple of years and the app is really easy to use, savings rates are good and innovative Reviewed on: 11th February 2026

I have one several small prizes on the prize savings...

I have one several small prizes on the prize savings account which has helped boost my savings. Reviewed on: 11th February 2026

Really innovative product, great communication and e...

Really innovative product, great communication and easy to use app Reviewed on: 11th February 2026

Great modern online Bank

Have used a number of chip products over the years. They have always represented great value and openness of how they operate. Reviewed on: 11th February 2026

Prizesavings

Chip makes saving effortless. The app is clean, easy to use, and I love how clearly it tracks my progress. Great interest rates and zero hassle, it genuinely motivates me to save more without even thinking about it Reviewed on: 11th February 2026

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