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Chip: Prize Savings Account reviews

4.92
Based on 385 reviews, last reviewed 16th Apr 2026
11833% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026
Ian Davies's avatar
Ian Davies

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

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Chip Prize Savings Account reviews (385)

Great add on

5
Great extra as from as little as £100 you could win £250,000 Reviewed on: 11th February 2026

Win rarely but exciting, good prices and great false...

5
Win rarely but exciting, good prices and great false hope Reviewed on: 11th February 2026

Since I started to use CHIP, I have florished

5
Since I started to use CHIP, I have managed to save money like I couldnt before, and make money along the way. The investments and Prize Guiving accounts are excellent and provide a lot of great returns. Reviewed on: 11th February 2026

pleased with emails and notification as updates help...

5
pleased with emails and notification as updates helps me with my financial decisions Reviewed on: 11th February 2026

My Chip Experience

5
Easy to use app, never any issues with Chip, been using Chip to save for years. Recently started investing through them. Straight forward withdrawals and deposits. Reviewed on: 11th February 2026

The Chip Prize savings account is a great idea.

4
The Chip Prize savings account is a great idea. You have to keep cash in there to be eligible to win any prizes, so it forces you to keep money aside. I don't have much in there at the moment, but I've won two small amounts already!!! It's such a nice surprise to receive the email.saying "You've won a .prize!'. Imagine if I win the BIG one, one day!!! Reviewed on: 11th February 2026

I have 3 x accounts and they are all easy...

5
I have 3 x accounts and they are all easy to access Reviewed on: 11th February 2026

Chip savings

5
Chip has been very good, I haven’t had any problems, money goes in straight away and you can withdraw it straight away too if needed, the in app information is good and easy to follow before contacting chip Reviewed on: 11th February 2026

Been with Chip for a few years now

5
I've been with Chip for a few years now and have found it very helpful. The savings even if small do help with various personal plans and the prize account makes up for occasional surprises. I wish the rates of interest would never have come down Reviewed on: 11th February 2026

Great and transparent prize savings account that all...

5
Great and transparent prize savings account that allows you to put away some money seamlessly between different Chip accounts if you wish to save in a different account one month. Reviewed on: 11th February 2026

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