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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (380 reviews)

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4.92

Based on 380 reviews, last reviewed 25th Feb 2026

35600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (380)

Hassle Free

Great way to save without the hassle. Reviewed on: 11th February 2026

Makes saving and investing simple

Makes saving and investing simple Reviewed on: 11th February 2026

Easy to use account.

Easy to use account. Good way to save and auto save options Reviewed on: 11th February 2026

Very intuitive and easy to use.

Very intuitive and easy to use. Designed for modern banking Reviewed on: 11th February 2026

Easy to use app, used for months and never had any p...

Easy to use app, used for months and never had any problems. Customer service team answers promptly and fixes all problems. Reviewed on: 11th February 2026

Great way to save and move money around

It is so easy to move money between Chip accounts and to withdraw if needed. The automatic transfers into my Prize Savings account has really helped me to save more. Reviewed on: 11th February 2026

Save like never before!

I absolutely love the Chip Prize Savings Account. It has enabled me to save money for Christmas without really noticing too much because it is taken from my bank in small increments. Never before have I managed to save this much. Thanks, Chip! Reviewed on: 11th February 2026

Been using chip for years for savings and investments.

Been using chip for years for savings and investments. The prize saving account is great, as it gives the possibility of winning a lot of money Reviewed on: 23rd January 2026

CHIP - great, easy way to save

Have had several Chip savings accounts for a number of years, easy to open and easy to access daily if required. I have a Cash ISA, prize savings account which I use to save for my grandchildren's Christmas presents and an easy access savings account. Reviewed on: 22nd January 2026

Really good product - a nice alternative to premium...

Really good product - a nice alternative to premium bonds. The extra place to store some rainy day fund. Shame that there is no base interest given the low probability of prize winning but the app is friendly and the sign-up is quick and easy, not too many comms either. The ability to set-up automatic saving here from my current account is a good thing too. Reviewed on: 12th January 2026

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