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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (380 reviews)

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4.92

Based on 380 reviews, last reviewed 25th Feb 2026

35600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (380)

NS is dead, Chip has arrived!.

Excellent product. Great to see market innovation in the very staid financial services sector. Move over National Savings, your time here is up. Chip has arrived! Reviewed on: 11th February 2026

Unique account

It is very easy to deposit or withdraw money, instant access. Good communication and updates. The Prize Saving account is a unique feature, which gives a good return, if you have high value savings. The adjustment of the entries keeps you up to date with the next prize draw. Reviewed on: 11th February 2026

Excellent saving rates and easy to use app.

Excellent saving rates and easy to use app. Reviewed on: 11th February 2026

Great banking app, easy to use.

Great banking app, easy to use. Won £5 in my first month of saving with them, great customer service. Reviewed on: 11th February 2026

Chip made it possible for me to save

Chip has made it possible for me to save. I now have a substantial pot for a rainy day that I would not have had without Chip. Chip quietly takes from my account in a realistic and consistent manner. I have won a number of prizes from the Prize Saving account that amount to more than a normal saving account's interest. Reviewed on: 11th February 2026

Responsible company who care about their customers

I've found Chip to be a responsible company with their users' interests genuinely transparent and at the forefront of what they do. Giving back to users in their prize draw accounts is just fantastic and makes engaging with them and extra bonus! Very happy to have found Chip and actively enjoying being a part of their community whilst building my savings! Reviewed on: 11th February 2026

Why choose Chip.

Hassle free banking. What else do you need? Reviewed on: 11th February 2026

Such fun!

I have loved using the Chip Prize Savings account. I use it as my lottery, keeping me incentivised to keep my money in the account to count toward the prize entries. It’s fun and exciting - I have recommended it to all of my friends and family! Reviewed on: 11th February 2026

Chip has transformed the way I save

I have genuinely been amazed by the experience of Chip, the service is outstanding and their communication is not only clear, but human! what really stands out for me is the tech, everything just works! The app makes saving effortless, and takes away the thinking and admin. Above all, I feel more in co reply with chip Reviewed on: 11th February 2026

Easy to navigate app.

A simple app to navigate and use to move your cash around several options of investing. Reviewed on: 11th February 2026

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