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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (385 reviews)

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4.92

Based on 385 reviews, last reviewed 16th Apr 2026

11833% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (385)

Great service and incentive to save

Great service and incentive to save Reviewed on: 11th February 2026

Fun with potential gains

Not recommended for long term savings but as an extra savings account this provides a bit of fun and interest each month. Still waiting for the win. Reviewed on: 11th February 2026

User Friendly with great account options

Chip is such a simple user friendly banking platform with accounts to suit everyone’s needs. I personally have 4 accounts open with them but I do love the idea of the Prize Savings Account which gives you the opportunity to win significant amounts of money as an alternative to standard interest rates! Love the idea! I’ve personally won the smaller prizes twice but hoping I’ll win big one day! Reviewed on: 11th February 2026

Easy to use app, any queries answered with ease.

Easy to use app, any queries answered with ease. Visibility of multiple accounts and terms are very easy to find. Reviewed on: 11th February 2026

I have used chip to save for the last 5 years and I’...

I have used chip to save for the last 5 years and I’m so happy with the progress I’ve made. They offer some of the best rates and opportunities with the prize savings account too! I currently have nearly all my savings in the prize savings account and fingers crossed for a big win in the future! Thank you Chip Reviewed on: 11th February 2026

NS is dead, Chip has arrived!.

Excellent product. Great to see market innovation in the very staid financial services sector. Move over National Savings, your time here is up. Chip has arrived! Reviewed on: 11th February 2026

Unique account

It is very easy to deposit or withdraw money, instant access. Good communication and updates. The Prize Saving account is a unique feature, which gives a good return, if you have high value savings. The adjustment of the entries keeps you up to date with the next prize draw. Reviewed on: 11th February 2026

Excellent saving rates and easy to use app.

Excellent saving rates and easy to use app. Reviewed on: 11th February 2026

Great banking app, easy to use.

Great banking app, easy to use. Won £5 in my first month of saving with them, great customer service. Reviewed on: 11th February 2026

Chip made it possible for me to save

Chip has made it possible for me to save. I now have a substantial pot for a rainy day that I would not have had without Chip. Chip quietly takes from my account in a realistic and consistent manner. I have won a number of prizes from the Prize Saving account that amount to more than a normal saving account's interest. Reviewed on: 11th February 2026

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View resource hub

Chip: Prize Savings Account reviews

11833% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Prize Savings Account now

Chip Prize Savings Account reviews (385)

Great service and incentive to save

Fun with potential gains

User Friendly with great account options

Easy to use app, any queries answered with ease.

I have used chip to save for the last 5 years and I’...

NS is dead, Chip has arrived!.

Unique account

Excellent saving rates and easy to use app.

Great banking app, easy to use.

Chip made it possible for me to save

Review Chip: Prize Savings Account now

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