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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (380 reviews)

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4.92

Based on 380 reviews, last reviewed 25th Feb 2026

35600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (380)

Great all round wealth manager

Great all round wealth management app for savings and investing Reviewed on: 11th February 2026

Great way to save money with incentive

Chip helped me save money but looking forward to the reward at the end of the journey Reviewed on: 11th February 2026

I really rate Chip.

I really rate Chip. Easy access, great customer service, easy access and has helped me save. Reviewed on: 11th February 2026

Great savings app great Customer service when you ne...

Great savings app great Customer service when you need it in app easy to use. Reviewed on: 11th February 2026

Great competitive product with a chance to benefit

Great competitive product with a chance to benefit Reviewed on: 11th February 2026

Great service and incentive to save

Great service and incentive to save Reviewed on: 11th February 2026

Fun with potential gains

Not recommended for long term savings but as an extra savings account this provides a bit of fun and interest each month. Still waiting for the win. Reviewed on: 11th February 2026

User Friendly with great account options

Chip is such a simple user friendly banking platform with accounts to suit everyone’s needs. I personally have 4 accounts open with them but I do love the idea of the Prize Savings Account which gives you the opportunity to win significant amounts of money as an alternative to standard interest rates! Love the idea! I’ve personally won the smaller prizes twice but hoping I’ll win big one day! Reviewed on: 11th February 2026

Easy to use app, any queries answered with ease.

Easy to use app, any queries answered with ease. Visibility of multiple accounts and terms are very easy to find. Reviewed on: 11th February 2026

I have used chip to save for the last 5 years and I’...

I have used chip to save for the last 5 years and I’m so happy with the progress I’ve made. They offer some of the best rates and opportunities with the prize savings account too! I currently have nearly all my savings in the prize savings account and fingers crossed for a big win in the future! Thank you Chip Reviewed on: 11th February 2026

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