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Chip: Prize Savings Account reviews

4.92
Based on 385 reviews, last reviewed 16th Apr 2026
11833% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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5%
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1%
2 star
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0%
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0%

Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026
Ian Davies's avatar
Ian Davies

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

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Chip Prize Savings Account reviews (385)

Good idea but what’s the return?

3
Like the account and a good idea, however needs greater transparency regarding chances of winning and likely/possible returns. Without this information to make a considered choice, it becomes closer to gambling than investing. Reviewed on: 11th February 2026

Execellent

5
Excellent savings app has helped save lots of money without knowing and help me managed my finances a lot more better Reviewed on: 11th February 2026

Little wins

5
Have used this for a few months and have won a small amount a few times. The draws and prizes are both frequent and plenty - ease of accessing the funds is key for me and it has been great. Reviewed on: 11th February 2026

Great concept - premium bonds for fintech

4
Great concept - premium bonds for fintech Reviewed on: 11th February 2026

A good app but savings rates have reduced a lot and...

4
A good app but savings rates have reduced a lot and not so competitive now Reviewed on: 11th February 2026

Great all round wealth manager

5
Great all round wealth management app for savings and investing Reviewed on: 11th February 2026

Great way to save money with incentive

5
Chip helped me save money but looking forward to the reward at the end of the journey Reviewed on: 11th February 2026

I really rate Chip.

5
I really rate Chip. Easy access, great customer service, easy access and has helped me save. Reviewed on: 11th February 2026

Great savings app great Customer service when you ne...

5
Great savings app great Customer service when you need it in app easy to use. Reviewed on: 11th February 2026

Great competitive product with a chance to benefit

5
Great competitive product with a chance to benefit Reviewed on: 11th February 2026

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