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Chip: Prize Savings Account reviews

4.78
Based on 386 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Simple to use app. Simple to use app. Great prize saver account Reviewed on: 20th August 2026
Macone's avatar
Macone

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

About this product

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Chip Prize Savings Account reviews (386)

Chip: Prize Savings Account

5
Chip: Prize Savings Account you get excitement of winning together with making your money work Reviewed on: 11th February 2026

Good idea but what’s the return?

3
Like the account and a good idea, however needs greater transparency regarding chances of winning and likely/possible returns. Without this information to make a considered choice, it becomes closer to gambling than investing. Reviewed on: 11th February 2026

Execellent

5
Excellent savings app has helped save lots of money without knowing and help me managed my finances a lot more better Reviewed on: 11th February 2026

Little wins

5
Have used this for a few months and have won a small amount a few times. The draws and prizes are both frequent and plenty - ease of accessing the funds is key for me and it has been great. Reviewed on: 11th February 2026

Great concept - premium bonds for fintech

4
Great concept - premium bonds for fintech Reviewed on: 11th February 2026

A good app but savings rates have reduced a lot and...

4
A good app but savings rates have reduced a lot and not so competitive now Reviewed on: 11th February 2026

Great all round wealth manager

5
Great all round wealth management app for savings and investing Reviewed on: 11th February 2026

Great way to save money with incentive

5
Chip helped me save money but looking forward to the reward at the end of the journey Reviewed on: 11th February 2026

I really rate Chip.

5
I really rate Chip. Easy access, great customer service, easy access and has helped me save. Reviewed on: 11th February 2026

Great savings app great Customer service when you ne...

5
Great savings app great Customer service when you need it in app easy to use. Reviewed on: 11th February 2026

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