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Chip: Prize Savings Account reviews

4.78
Based on 386 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Simple to use app. Simple to use app. Great prize saver account Reviewed on: 20th August 2026
Macone's avatar
Macone

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

About this product

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Chip Prize Savings Account reviews (386)

I've been with Chip for a few years now and its great.

5
I've been with Chip for a few years now and its great. I like the automation of money being transferred from my current account into my Prize savings account and I still have the authority to cancel or alter payments going in. The app is user friendly and I've successfully referred family and friends too. Reviewed on: 11th February 2026

I enjoy using chip.

5
I enjoy using chip. Although customer services chat isn’t the best Reviewed on: 11th February 2026

I reckon this is rigged and only a select few will a...

1
I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once received a notification that I’ve won the top prize then received an email later to say it was a mistake. Well the mistake is mine in believing this isn’t rigged. Reviewed on: 11th February 2026

Easy to use, solid returns.

5
Easy to use, solid returns. A great place to manage my cash savings Reviewed on: 11th February 2026

Excellent app easy menus quick responses to queries

5
Excellent app easy menus quick responses to queries Reviewed on: 11th February 2026

Helps me save

5
I have yet to win anything in the prize draw, but the experience in being in with a chance to win by putting more money in my savings helps me in the long run. Reviewed on: 11th February 2026

Loverly bank app nice products and savings rates.

5
Loverly bank app nice products and savings rates. Reviewed on: 11th February 2026

Love how simple, intuitive and quick the app and pro...

5
Love how simple, intuitive and quick the app and processes are. Everything is clearly explained. Good odds with the Prize Saving account. Reviewed on: 11th February 2026

Scubacat

5
Most easy to use and well set up in terms of communication Reviewed on: 11th February 2026

Innovative and fun, I have been using chip for a few...

5
Innovative and fun, I have been using chip for a few years Reviewed on: 11th February 2026

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