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Chip: Prize Savings Account reviews

4.92
Based on 380 reviews, last reviewed 25th Feb 2026
35600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026
P R's avatar
P R

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
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Jeet Hirji

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Chip Prize Savings Account reviews (380)

Loverly bank app nice products and savings rates.

5
Loverly bank app nice products and savings rates. Reviewed on: 11th February 2026

Love how simple, intuitive and quick the app and pro...

5
Love how simple, intuitive and quick the app and processes are. Everything is clearly explained. Good odds with the Prize Saving account. Reviewed on: 11th February 2026

Scubacat

5
Most easy to use and well set up in terms of communication Reviewed on: 11th February 2026

Innovative and fun, I have been using chip for a few...

5
Innovative and fun, I have been using chip for a few years Reviewed on: 11th February 2026

Chip: Prize Savings Account

5
Chip: Prize Savings Account you get excitement of winning together with making your money work Reviewed on: 11th February 2026

Good idea but what’s the return?

3
Like the account and a good idea, however needs greater transparency regarding chances of winning and likely/possible returns. Without this information to make a considered choice, it becomes closer to gambling than investing. Reviewed on: 11th February 2026

Execellent

5
Excellent savings app has helped save lots of money without knowing and help me managed my finances a lot more better Reviewed on: 11th February 2026

Little wins

5
Have used this for a few months and have won a small amount a few times. The draws and prizes are both frequent and plenty - ease of accessing the funds is key for me and it has been great. Reviewed on: 11th February 2026

Great concept - premium bonds for fintech

4
Great concept - premium bonds for fintech Reviewed on: 11th February 2026

A good app but savings rates have reduced a lot and...

4
A good app but savings rates have reduced a lot and not so competitive now Reviewed on: 11th February 2026

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