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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (380 reviews)

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4.92

Based on 380 reviews, last reviewed 25th Feb 2026

35600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (380)

Great features and services

Super-easy, accessible app, great staff and a welcoming brand. I've used Chip for some years and have enjoyed the ease of use and services available. Reviewed on: 11th February 2026

Easy to open an account

Easy to open and fund an account. Chip helpfully reminds you how to make the best of your account. Reviewed on: 11th February 2026

I love the online efficiency and the variety of opti...

I love the online efficiency and the variety of options to make your money go further. Reviewed on: 11th February 2026

new and innovative had been...

Being part of something new and innovative had been rewarding in more than interest on my savings. Reviewed on: 11th February 2026

I've been with Chip for a few years now and its great.

I've been with Chip for a few years now and its great. I like the automation of money being transferred from my current account into my Prize savings account and I still have the authority to cancel or alter payments going in. The app is user friendly and I've successfully referred family and friends too. Reviewed on: 11th February 2026

I enjoy using chip.

I enjoy using chip. Although customer services chat isn’t the best Reviewed on: 11th February 2026

I reckon this is rigged and only a select few will a...

I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once received a notification that I’ve won the top prize then received an email later to say it was a mistake. Well the mistake is mine in believing this isn’t rigged. Reviewed on: 11th February 2026

Easy to use, solid returns.

Easy to use, solid returns. A great place to manage my cash savings Reviewed on: 11th February 2026

Excellent app easy menus quick responses to queries

Excellent app easy menus quick responses to queries Reviewed on: 11th February 2026

Helps me save

I have yet to win anything in the prize draw, but the experience in being in with a chance to win by putting more money in my savings helps me in the long run. Reviewed on: 11th February 2026

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