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Chip: Prize Savings Account reviews

4.92
Based on 385 reviews, last reviewed 16th Apr 2026
11833% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026
Ian Davies's avatar
Ian Davies

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

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Chip Prize Savings Account reviews (385)

I have used chip for a number of years now and find...

5
I have used chip for a number of years now and find it the best for saving and investing. I have won the odd £10 on the prize draws and it has helped me save quickly or slowly using the booster which is fantastic. I was able to save for a house deposit using Chip Reviewed on: 11th February 2026

I've been with Chip for over 3,5 years now and used...

5
I've been with Chip for over 3,5 years now and used it as a main savings account to grow my emergency fund as well as boost savings with Prize Savings account. Ive won £10 3 times and its something exciting to have to look forward to. Obviously, it is not my only savings account but good to have to diversity Reviewed on: 11th February 2026

Chip has really made saving and investing fun, acces...

5
Chip has really made saving and investing fun, accessible, and not at all overwhelming in any way. Saving with Chip is effortless. The automated savings function really takes the effort out of saving, and it’s amazing how overtime the savings amount add up. Another function that I really like is the prize saving a account, which has been a fun incentive to keep focused on accumulating savings. Reviewed on: 11th February 2026

Happy customer for several years

5
I’ve been a Chip customer for several years now and the platform has encouraged me to save more money than I’ve thought was previously possible! Reviewed on: 11th February 2026

I love chip prize account it gives me hope that I ca...

5
I love chip prize account it gives me hope that I can win something to help my life and savings Reviewed on: 11th February 2026

Great features and services

5
Super-easy, accessible app, great staff and a welcoming brand. I've used Chip for some years and have enjoyed the ease of use and services available. Reviewed on: 11th February 2026

Easy to open an account

5
Easy to open and fund an account. Chip helpfully reminds you how to make the best of your account. Reviewed on: 11th February 2026

I love the online efficiency and the variety of opti...

5
I love the online efficiency and the variety of options to make your money go further. Reviewed on: 11th February 2026

new and innovative had been...

5
Being part of something new and innovative had been rewarding in more than interest on my savings. Reviewed on: 11th February 2026

I've been with Chip for a few years now and its great.

5
I've been with Chip for a few years now and its great. I like the automation of money being transferred from my current account into my Prize savings account and I still have the authority to cancel or alter payments going in. The app is user friendly and I've successfully referred family and friends too. Reviewed on: 11th February 2026

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