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Chip: Prize Savings Account reviews

4.92
Based on 385 reviews, last reviewed 16th Apr 2026
11833% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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2 star
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0%
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Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026
Ian Davies's avatar
Ian Davies

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

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Chip Prize Savings Account reviews (385)

Great app!

5
Great app! Super easy to use. One of the best interests on the market Reviewed on: 17th February 2026

Easy to keep up to date with the online app.

5
Easy to keep up to date with the online app. Deposit/withdraw/transfer all immediate transactions. Great rates on savings with easy access. A bit of fun with the Prize account. Reviewed on: 16th February 2026

CHIP are really shaking things up....

5
CHIP are really shaking things up in the financial sector, as for far too long now we've been restricted to the stale old institutions who got away with charging high fees and paying little interest, as well as delaying interest increases, but interest rate drops happening a 'millisecond' government dictated it... no better than a bunch of rogues really. CHIP on the other hand seem to be far more customer focussed and user-friendly, and their rates are good and their products are quite innovative, such as the Prize Savings Account, which is like a modern day Premium Bonds. CHIP are a breath of fresh air and they're really shaking things up in the financial world - well done! Reviewed on: 16th February 2026

Very simple and does not affect your ISA allowance.

5
Very simple and does not affect your ISA allowance. Adds a bit of fun to saving. Reviewed on: 16th February 2026

Easiest way to save money

5
Easiest way to save money n not notice it leaving your account. Chip take a small amount of money from your linked account every couple of weeks based on the amount available in your account Reviewed on: 16th February 2026

Trustworthy and easy to access.

5
Trustworthy and easy to access. Chip helps me save money every month. If ever need to transfer money that is easily done. Reviewed on: 16th February 2026

Been saving with chip for awhile now.

5
Been saving with chip for awhile now. Best app for it. Reviewed on: 16th February 2026

What bank gives you a chance (many chances in fact!

5
What bank gives you a chance (many chances in fact!) of winning big money for saving!? Great service, easy to use and a great app. Reviewed on: 16th February 2026

Chip is number One in Accounts

5
I am enjoying my account is growing Reviewed on: 16th February 2026

Have been lucky and have won on numerous times.

5
Have been lucky and have won on numerous times. Reviewed on: 15th February 2026

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