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Chip: Prize Savings Account reviews

4.92
Based on 380 reviews, last reviewed 25th Feb 2026
35600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026
P R's avatar
P R

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
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Jeet Hirji

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Chip Prize Savings Account reviews (380)

Trustworthy and easy to access.

5
Trustworthy and easy to access. Chip helps me save money every month. If ever need to transfer money that is easily done. Reviewed on: 16th February 2026

Been saving with chip for awhile now.

5
Been saving with chip for awhile now. Best app for it. Reviewed on: 16th February 2026

What bank gives you a chance (many chances in fact!

5
What bank gives you a chance (many chances in fact!) of winning big money for saving!? Great service, easy to use and a great app. Reviewed on: 16th February 2026

Chip is number One in Accounts

5
I am enjoying my account is growing Reviewed on: 16th February 2026

Have been lucky and have won on numerous times.

5
Have been lucky and have won on numerous times. Reviewed on: 15th February 2026

Prize Saving Account

5
Use my prize saving account to save for Christmas presents, so easy to save in this account and you’re also entered into a monthly draw, I have won 4 x prizes, bonus Reviewed on: 15th February 2026

Chip Prize Account Critique

4
The Chip prize account offers entries into it's monthly, prize draw competitions. Where one extremely and incredibly lucky account and deposit holder can win a. Grand jackpot prize of, £50000 (or even more some on months with the December ones awarding bonus entries for, extra deposits at that time) if one has deposited. £10 or more into the account, this use to be £100 until recently. So Chip's system here consequently has therefore became even much more. Generous, financially accessible and so democratic. With a £10 deposit held for, half a month or more equating to one monthly. Entry ticket chance (as previously just explained, this use to be £100) and then every subsequent £10 held for over. Half a month as another entry with a maximum limit of, 8500 equating to £85000 invested per a. Investor, my only issue was with the. Chip app page page on the prize saving, account displaying completely inaccurate and false amount of. Ticket projections namely that I won't acquire, any when I have for and in numerous previous. Months and receiving utterly confused advice from a, Chip Advisor when I queried this. That such is correct however that stated this issue has now been totally, successfully resolved anyway. With the page now displaying indisputable the correct amount of, ticket entry projections. Reviewed on: 15th February 2026

Always easy to find answers to any questions, good v...

5
Always easy to find answers to any questions, good value for savings and other accounts, thank you Reviewed on: 15th February 2026

If you haven’t got a chip account, why not?

5
I’ve had a chip account for several years now. I love the automatic saving features, it takes money from my account every 4-5 days, but it’s small amounts that I don’t miss. It soon adds up, even better when it’s added to my prize savings account, I’ve won a few small cash prizes over the years which is exciting. I’ve also recommended Chip to several family members and gained cash incentives from that too. I absolutely love it!! Reviewed on: 14th February 2026

Good app and customer service

4
Good app and customer service but a better rate than other providers for existing customers would be appreciated Reviewed on: 14th February 2026

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