Smart Money People Logo

Chip: Prize Savings Account reviews

4.92
Based on 380 reviews, last reviewed 25th Feb 2026
35600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026
P R's avatar
P R

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

About this product

Review Chip: Prize Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Prize Savings Account reviews (380)

excellent bank

5
Been using for a few years now, and never had an issue. The communication is great, the prizes are great, can’t recommend them enough Reviewed on: 13th February 2026

Fabulous app, easy to use and great way to save

5
Fabulous app, easy to use and great way to save Reviewed on: 13th February 2026

They offer great products that help to really boost...

5
They offer great products that help to really boost your savings! Reviewed on: 13th February 2026

Financial control at my fingertips!

5
Clear instructions. Simple process Reviewed on: 13th February 2026

Chip make managing your money easy.

5
Chip make managing your money easy. The dashboard and links are easy to navigate and you are constantly informed of what they are doing and how it affects you as the customer. Reviewed on: 13th February 2026

Simple and Rewarding

5
I’ve found Chip really easy to use and straightforward to set up. The Prize Savings account makes saving feel more motivating, and I like that my money stays accessible if I need it. Customer service has been clear and responsive whenever I’ve had questions, and overall it feels like good value for money. Reviewed on: 13th February 2026

Chip got me like bruhh

5
Chip got me.into online banks. I liked the simplicity of the app to move money around Reviewed on: 12th February 2026

Easy saving!

5
Chip is so easy to use, I’ve saved over five thousand pounds and received £100 in cash prizes! Reviewed on: 12th February 2026

Staff have been fabulous- respond easily and jargon...

5
Staff have been fabulous- respond easily and jargon free, savings have been massively boosted, always feel involved and I know what’s going on. Reviewed on: 12th February 2026

Great app - if you struggle to save, would recommend

5
Been with chip for a long time, has helped me save so much Reviewed on: 12th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 256 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1034 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products