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Chip: Prize Savings Account reviews

4.92
Based on 384 reviews, last reviewed 3rd Apr 2026
35800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Alongside ISAs and Premium Bonds it's good to have a... Alongside ISAs and Premium Bonds it's good to have another account that gives tax free returns. Chip have also launched a Spring Draw and deposits int... Read more Reviewed on: 3rd April 2026
Douglas B's avatar
Douglas B

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
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Jeet Hirji

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Chip Prize Savings Account reviews (384)

Savings account

5
I like the fact I can save while being entered into prize draws. Very easy to use. Nice looking app, easy to navigate. Reviewed on: 13th February 2026

Really help me to save money, excellent service, wou...

5
Really help me to save money, excellent service, would recommend to everyone . Reviewed on: 13th February 2026

Amazing service

5
Whenever I have had to contact the company communication has been excellent. They even contacted me afterwards to check that everything is ok. I would highly recommend. Amazing company and products Reviewed on: 13th February 2026

It’s brilliant - it magic how it works.

5
It’s brilliant - it magic how it works. It’s helped me build a great saving account very simply Reviewed on: 13th February 2026

excellent bank

5
Been using for a few years now, and never had an issue. The communication is great, the prizes are great, can’t recommend them enough Reviewed on: 13th February 2026

Fabulous app, easy to use and great way to save

5
Fabulous app, easy to use and great way to save Reviewed on: 13th February 2026

They offer great products that help to really boost...

5
They offer great products that help to really boost your savings! Reviewed on: 13th February 2026

Financial control at my fingertips!

5
Clear instructions. Simple process Reviewed on: 13th February 2026

Chip make managing your money easy.

5
Chip make managing your money easy. The dashboard and links are easy to navigate and you are constantly informed of what they are doing and how it affects you as the customer. Reviewed on: 13th February 2026

Simple and Rewarding

5
I’ve found Chip really easy to use and straightforward to set up. The Prize Savings account makes saving feel more motivating, and I like that my money stays accessible if I need it. Customer service has been clear and responsive whenever I’ve had questions, and overall it feels like good value for money. Reviewed on: 13th February 2026

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